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Shona Prophett

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Being Scottish doesn't make me mean - it means I'm frugal.

I've always thought of myself as quite a thrifty, frugal person, but with a penchant for slightly impulsive behavioural traits. I squirrel away every penny I can, in true 'cyberdosh' fashion, and then, just when I think I can afford to breath a sigh of relief at the bills being paid, I'll SPEND, SPEND, SPEND on something major. Or, at least, it's major in my financial league!

Like the time my friend and I went to market for a wander around, and I came back with 12 laying hens, 2 lambs and a bootload of cheap bedding plants... my reckoning was, FREE eggs, NO MORE MOWING THE LAWN, and SELL THE PLANTS FOR PROFIT, which I promptly did. Before anyone asks, the lambs grew and flourished and were retired to pasture as company for a pony. But I did get £35 each for them after paying £4.

Well, I'm certainly in save, save, save mode now because I have just agreed to live for a full 12 months on no more than £4,000.00 Right now, it's worth a whole lotta dollars and, had I not agreed to the Cyberdosh.com Challenge, I might have found myself tempted to cross the Atlantic. Exchange rates as they are CANNOT be very tempting for US visitors to the UK. My answer to that - come to Scotland, we know all the tricks of existing on a budget.

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