Blue Cross/Blue Shield Options with Medicare?

I am 66 years old and retired from federal service with B/C B/S and receiving medicare. I have the standard option family plan.
I was wondering if I should change to the basic option family plan now that medicare is the primary. The Federal Blue Cross Blue Shield is my secondary.

By DJ

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carolyn

November 16, 20120 found this helpful

Best Answer

Nope. Don't take that gamble. Don't take less coverage to save a few dollars. God willing, you'll age well and won't be in any accidents, but go with the higher coverage just in case. It's not that much different in price is it?

cegl65

October 12, 20180 found this helpful

There is now FEP 106 which is self and one. A little cheaper than family....for Standard option.

Noella

November 20, 20120 found this helpful

Best Answer

I would check with Blue Cross/Blue Shield. If you have Medicare, the supplement is whatever plan you buy - I have Plan F. Plan F is the same no matter what company you buy it through. Check with them to see which plan you have. I don't know how much you pay for it, but I do know that some companies are offering a sale on supplemental insurance this year. In fact, my husband's policy was rewritten to reflect the new sale price.

We had been paying $168 and it was going to go up to $200. But with the re-write, we will now be paying $159 for his plan. That's the great thing about the supplement policies, they can be changed every year to a lower price with no change in coverage as long as you stay with the same plan.

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