Save Store Gift Cards For Big Purchases
If you shop at Target or any other stores that have the promotional "get a gift card with purchase of this item", save your gift cards (someplace you won't forget or lose them, like I tend to do) until the amount builds enough for you to buy a big item - preferably around the holidays.
Funeral Savings And Other Tidbits
Sadly, our family has experienced several funerals this past year. The first one caught us off guard. We found out a bit too late that we had over paid, big time. I am going to share with you some things we learned, in hopes that it will prevent others from over paying.
Military Burials At Veteran's Cemetery
Funerals are expensive. Cremations are less expensive but many people do not wish this. I would just like to remind everyone that if you or your spouse have ever served in the Armed Forces, you may be buried in a national or state Veteran's cemetery.
I recently realized I need to save the pre tax savings on our medical savings account. They do an auto deduction every two weeks out of my husband's check which is $40 , which is about 9.20 savings for his check.
Problems Cashing an Old Money Order
I went into the bank last week to cash a money order I had for three years. They said because of the date they would have to send it away. I signed it and showed my license. I called today to find out the status of it and was told it was not my money order that someone else purchased it and reported it lost and cashed it. They will not tell me who it was. I don't get it? They were very rude about it. I called the head office and they're checking into it. Anyone have advice? They even deny I was in the bank to cash it.
Getting a Small Equity-secured Loan with Bad Credit
I am in dire need of a loan, but my credit is horrible after a divorce. I am trying to sell/trade/refinance my car for a much cheaper car because I cannot afford the payment anymore.
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Teaching Your Children About Money
I remember when I was little, I absolutely LOVED to play dress-up. What's more, I loved to use my mom's clothes. While I was talking with Mom yesterday, we touched on that topic and on a very funny memory, and I thought that you might like to know about it.
My Frugal Life: Work Smarter, Not Harder
My husband is on SS disability and I earn a modest income with a local hospital. A motivator for us is to make a word or phrase into an acronym that parallels our goals and keeps us on track.
Essential Moves for Twenty-Year-Olds
There are many things that we know we should do. We should walk or bike to work, we should eat our vegetables, and we should keep all our receipts. Yet, there are some financial moves that everyone in his/her early twenties needs to make.
My Frugal Life: No House Or Car Payment
Three years ago my husband and I sold our home. We made enough off of the sale to buy a mobile home and 2 - 1/2 acres of land. The upside of this is, our home is paid for, no mortgage. The downside is we are on a dirt road, which turns to mud during a lot of rain.
