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Painful Property Taxes

Dear Dollar Stretcher, My husband and I own our home and pay our mortgage bi-monthly. We pay our property taxes twice a year and in our area it comes up to almost $400 each spring and autumn. That's a lot of money to come up with extra during those times. A friend mentioned that she had her property taxes somehow 'worked into' her mortgage payments and it didn't increase them very much. This is something we'd like to look into, but weren't sure about the details. Can you advise if this is a 'smart' thing to do and what exactly this process is called and how it works. Thanks, Kim in Indiana

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