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Finding Deferred Billing Codes

I am looking for deferred billing codes for Spiegel, Chadwicks, Newport News, Metrostyle or any other websites you may know of a deferred billing code. Thank you!

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My frugal life logo.

My Frugal Life: Beware of Sales!

At this time of year all the shops are blazoned with seductive notices of enormous reductions: "fifty percent off", "eighty percent off". Who wouldn't be excited at the prospect of picking up a new toaster or food mixer or winter coat at a fraction of its original price?

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Online Sales Tax

Will the Main Street Fairness Act Affect Me?

As Congress debates whether or not to pass the Main Street Fairness Act, consumers are wondering what this means to them. In fact, customers have been wondering for years why they pay sales tax to some online and catalog orders and not to others.

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A woman pushing a cart of presents.

Finding Black Friday Deals Online

This is a guide about finding Black Friday deals online. Battling the crowds on Black Friday isn't for everyone. If you want to avoid the crowds but still find some good deals, there are many great online sales.

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Buying on eBay, Photo of eBay's home page.

Buying on eBay

This is a guide about buying on eBay. You can buy many hard to find items on eBay. There are also a lot of great deals to be found if you know what you are doing.

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Saving Money by Buying in Bulk

I am attempting to buy grocery items in bulk. Any suggestions or tips?

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Buying Smoke Free Items Online

I've seen a lot of complaints about items purchased on eBay smelling bad. It happened to me too. So now, before bidding, I contact the seller and ask, "Does this item have any odors of tobacco products, pets, or cooking on it?".

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What Factors Contribute to Your Weekly Grocery Budget?

What does your family spend a week for groceries, how many people are in your family, are you a stay at home parent? Do you have small children and do you make a lot of your own baking/meals, etc.?

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Coupon Stacking

Did you know that store coupons can be used along with manufacturer coupons on the same item at the same time? For example, Target had a store coupon for Colgate toothpaste for $1.00 off. I also had a manufacturer coupon for $1.00 off.

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Take Advantage of 0% Interest Store Offers

A lot of people on this site suggest buying things only if you can pay for them using cash. Basically I agree with that; but sometimes that's just not possible. Most stores now have "12 month no interest" plans. Even if you have the money you can use that method.

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Use Layaway For Large Purchases

How about we go back to the good old-fashioned idea of LAYAWAY! It worked well when I was a kid, and I see more and more stores are offering it. I know there have always been people who have used this very clever way of getting what they want.

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Check The Price Per Ounce When Shopping

I've found that when grocery shopping, it pays to check the price per ounce. Sometimes a sale item isn't the cheapest product. Kids love to help with grocery shopping. While shopping, asking them to compare prices and price(s) per ounce for various foods.

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Track Sales With A Price Book

Keep a notebook of commonly purchased foods that are on sale. Note the date bought, store, brand, and the size of package and price per pound or ounce.

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Bill Me Later Websites

Does anyone know of any websites to where they send you the bill with your shipment, like buy now pay later? Any help would be appreciated, I am trying to start early on my Christmas shopping for kids and family. Thank you so much!

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Buying Sunglasses Online

I am looking for recommendations for good websites to buy sunglasses?

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Saving Money When Grocery Shopping

Shop alone. It cuts down on distractions and curbs impulse buying. Make a list and stick to it. Allow yourself only a certain amount of unplanned purchases.

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Buying Wholesale with Deferred Billing

How can I buy shoes and clothes in bulk and get a deferred bill?

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Advice for Stretching Grocery Budget

Where can I find help on food for the month, on a $350.00 budget? It's for my fiance and myself.

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Featured in Shopping

Teaching Children the Value of a Dollar

Teaching Children the Value of a DollarIn a time when materialism is at a high, the task of teaching children the value of a dollar becomes difficult. Someone recently told me, "What you teach your children in the first ten years of their lives is what molds them into the people they become." I've given this a great deal of thought, and I've decided that I want my son to be a man who understands the value of the things he owns.


Store Credit

Store CreditThe scenario is familiar. At the check out counter of the local department store, the clerk asks if you would like to apply for the store's credit card. As a reward for signing, you receive an instant discount in the amount of 10% or even 15%. Do you sign on? Before you do, think it over.


Saving Money on Appliances

Saving Money on AppliancesBuying new appliances is an expensive proposition. Here are some tips for saving money on appliances from the ThriftyFun community.


White Winter Sale Stockups

White Winter Sale StockupsThe Winter White Sale is a phrase most people have heard, but rare is the person who truly understands it. Linens appear on sale throughout the year, but January often touts the label of White Sale month. Why? The concept started in 1878 with John Wannamaker, Philadelphia department store mogul.