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Help Paying Back Student Loans

What can happen to me if I cannot pay all my students loans off at one time? I did not find a job after college and I am looking everyday. I babysit and I am paying on two loans now and my mother is paying on one for me and my aunt is paying on one for me.

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How to Repay Your Student Loans

How to Repay Your Student Loans

Justin Draeger from the National Association of Student Financial Aid Administrators has some great advice in this video series to help you pay off your student loans. Be sure to watch the related videos for additional steps and more student loan information.

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Co-Signer of a Student Loan

My husband co-signed student loans (private) for his daughter. She is getting married soon. Will we be able to get off the co-signing once she is married?

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Student Loan Advice

I've been out of school since September 2009. Is it too late to get my student loans deferred?

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Federal Direct Student Loans

The idea of the college loan is that tuition is covered while studying, and most loans only ask for repayment after graduation. For some loans, interest isn't calculated until repayment begins, again often after graduation.

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Advice About a Student Loan in Default

I am a single mother who was out of work for a while and the cosigners to my student loan paid about $2,000 during that time. I am now working and sent out a payment to them, but they wanted me to sign a confession of judgment.

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Consolidating Student Loans

My daughter graduated this past summer and now owes over $100,000 in student loans. They are not federal loans and they want her to start paying $600 a month. Someone talked about consolidating them, but am scared she will be in further debt. Does anyone have any advice?

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Garnishing a Student Loan Refund for Child Support

Can a student loan refund be garnished for child support?

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Defaulting on Student Loans

I have around $80,000 of unpaid student loans, in default. Can I be sent to jail for not paying this amount? How many years in jail for such action? I made some payments, but due to life difficulties I didn't make any more. Are there any other options to repay these loans?

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College Grant Advice

Are there any grants or scholarship available for those high school students applying for college who don't qualify under financial need criteria?

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Paying Off High Interest Student Loans

Are there any financial institutions or private lenders that can help pay off high interest student loans? My daughter borrowed just over 20K and it will take 15 years to pay off for a total of nearly 80K!

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Getting a Student Loan When on Disability

What do you do when nobody will give you a student loan without a co-signer. I live on disability and am trying to go back to school. I need a loan to pay for out of pocket expenses.

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How Should I Pay For My Child's College?

My daughter is now a senior in high school. She has a 4.0 plus average (honors, AP classes) and has a 75% tuition scholarship so far and will be probably be able to attend the closest university for free if she continues to apply for scholarships. At 75% paid, I can make up the difference if necessary.

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Two Lenders Claim to Own One Student Loan

I have 2 companies claiming to have consolidated the same student loans. Both want payment starting in July. Upon contact both say to contact the other company and tell the they do not own the loan. How do I fix this?

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College Students And Debt

I deal with debt elimination in my line of business and I am amazed at the student loan debt that people are accumulating. Don't fall into this trap. I tried to help a young lady and it was too late. She had a Master's Degree and that couldn't even help her!

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Student Loan Consolidation Scam?

I had a substantial amount in student loans, but upon graduation I could not find a job and another one was too low to even cover my expenses. 3 years ago, I had an opportunity to pay back some of the loans and contacted the servicing agent that was on my credit report, and settled out with hemar, the servicing agency.

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What happens if you cannot pay back your student loans?

I'm disabled and returning to school, but I am afraid to take out any student loans. eventhough I could really use them, because I don't know if my health will hold out long enough for me to get my degree or for me to work long enough to pay them off.

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Lowering the Interest Rate on a Student Loan

I am trying to help my daughter who has come down with a medical condition preventing her from working regularly to pay off a huge old student loan. I didn't realize she still owes over $40,000 after eight years, mainly because of high interest rates. Is there anyway to get this reduced to a reasonable amount when the loan has been sold off two or three times by the original and subsequent lender?

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Transferring Student Loans

If you have student loans which you cannot consolidate and they are at a high interest rate, compounding daily, then search for a credit card that will allow you to transfer balances at a low fixed interest rate for the life of the balance. You will be able to pay down your debt after a certain period of time.

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What Students and Parents MUST Know about Student Loans

A student loan helps you get through college. Then you come out into a high-paying career. It's a great investment in your (or your sons/daughters) future.

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Comparing Options

I would like to know if it would be unwise to stop my 401k contribution for the next 1 1/2 to 2 years and use the money instead to pay off unsecured debt and student loans? 

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Featured in Student Loans

Federal Direct Student Loans

Federal Direct Student LoansThe idea of the college loan is that tuition is covered while studying, and most loans only ask for repayment after graduation. For some loans, interest isn't calculated until repayment begins, again often after graduation.