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I set a goal for my 2008 savings, and realized last month that I am not as far along as I should be. They say when the going gets tough, the tough get going.
I have gone back to some of my old habits because I was sliding into some expensive habits. First, we had to travel for my job, and I didn't have the right clothes. We went to the thrift store and found two beautiful pantsuits for $8.00 each. One had to be hemmed, but that's easy. We ate meals mostly from the grocery store. We had cereal and milk for breakfast, and sandwiches and fruit for lunch. For dinners we went to medium-priced restaurants. The Chinese restaurant gave such huge servings that we took the leftovers to our room and ate them for lunch the next day. We kept our gas receipts and meal and shopping receipts because they are deductible expenses. We always drove the speed limit in order to use less gas. Our only entertainment expense was two $7.00 tickets to the aquarium.
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for using your leftovers use www.lovefoodhatewaste.com that will bring your grocery bill down. For fun use www.thriftyfun.com
I cut my expenses by 31% in one year. also decide what day your car stays home. That day you clean house and car. Cutting cost is taking a moment before you buy.