Because most college students are using loans to finance their college education, the debt level of recent graduates is rising rapidly. On average, students graduate owing $12,000-$16,000 in student loans and another $2,000 in credit card debt. Is this the price you have to pay for higher education, or can you avoid college debt in the first place?
A student loan helps you get through college. Then you come out into a high-paying career. It's a great investment in your (or your sons/daughters) future.