I set up a dummy email so I could get a little farther into the Project Payday site to see what it is about. You need to accept an offer from one of their sponsors, which all cost money for shipping at least, or something you need to cancel after a certain amount of time. That means they have your credit card number, which I don't give out if at all possible. Those offers look like the same old ones for any of the "free" products and deals out there. I don't think it is illegal but I think it is probably a scam.
Also some other site, WAHWatchdog.com (work at home) automatically will load after you look at the project payday site, which means that they are sending you to a site that rates these things. It will send you to other work at home opportunities but I bet all of these are scams too. They don't need a lot of people to click through to pay for advertising and only a couple to sign up to make their own money. The whole thing smells fishy to me.
Having been bitten by more online hucksters than I care to remember I would be very leery of this site and others like it. To start with, trust your instincts. The home page tells you how 13 of 14 students made good income in their first 30 days, then even give you a cute little video to play so you can see someone giving you a testimonial. Despite all these glowing references they are not telling you what they are SELLING! You have to actually give them info before you actually discover what the game is about.
Visit this site several days in a row and you will see that this "time limited offer is about to expire at midnight today" They just keep moving it up by one more day every day. As for the "Average Joe" reference it sounds pretty much to me like they are saying you don't need to know anything about business or marketing in order to make some cash from this.
I laughed out loud on this: Point 6 of their $100 guarantee page says "Although it's impossible, if you can show that you completed the 4 steps for "Method 1" and didn't make money within 24 hours, send an email to firstname.lastname@example.org and we'll pay you $100." Read ALL the words. In common language, the site is looking for suckers.
It may be a lead in to a network marketing scheme which classically hooks in "average joes" hoping that even if they don't make it "big" they can at least make a few bucks. In networkmarketing it is the company that creates the system that makes all the money. Think of it this way, if you had a great product why would you choose to hire inexperienced marketers to sell it for you? And then have THEM hire more inexperienced marketers creating their own competition.
In my estimation it is a scam. If it is illegal and they get any heat from authorities, a website can be taken down in a heartbeat. And they abscond with the cash. The common rule of thumb is that a company has to sell a product and their primary means of making money cannot be about recruiting new salespeople...or selling the right to sell their product.
You can tell it's a scam because it just sounds to good to be true. Dave Ramsey says this a lot: Honest hard work is the best money-making scheme. The best place to go when you're broke is to work. (07/16/2007)
"You need to accept an offer from one of their sponsors, which all cost money for shipping at least, or something you need to cancel after a certain amount of time. That means they have your credit card number, which I don't give out if at all possible. Those offers look like the same old ones for any of the "free" products and deals out there. I don't think it is illegal but I think it is probably a scam."
That was the reason I decided not to join at 1st, as soon as I saw it was asking for some kind of payment or card info, I immediately left. About a week or so later, I received an email basically saying that if I didn't have a card or paypal info, they have other sponsors you can do for free (literally, no shipping etc) or do a few referrals. I referred 3 of my friends (the required amount) an I was given automatic access to there membership pages (so you don't have to pay a penny for this).
After being able to sign in, I spent a while looking around, trying to figure out what exactly do they do. I gave it a shot, and like the page says, you won't get rich of this. It does work, I made about $50 or so within a couple hours (after I finally understood how it worked) and its really not that hard. They even give you video tutorials. So I plan to give this another shot and attempt to make more with it. Say what you want but I don't believe this is a scam. It sure looked it from the way they were asking for you to give card info or do sponsors, but you can also do the free sponsors and referrals, then it doesn't cost you a thing!
I hate it when people say this "You can tell it's a scam because it just sounds to good to be true." I've gotten stuff for cheap, not from this site, but others where you complete offers and receive cash or gifts. I've spent a total of $310 so far in a month and received a PS3, ipod(s), $450 in paypal, and a $250 gift card to amazon.com. So when you say "it sounds to good to be true" it just irks me! Try out gadgetcity.com or goodiesnetwork.com or even 123stuffforfree.com they all work (07/22/2007)
These kind of websites are really bad. I wish you could press criminal charges against them. The people who use them are like the rest of us, down on our luck, old, or single parents. They just tick me off. (07/26/2007)
I am a member at Project Payday and so far it is a good site. I don't see any problem with it. I completed some offers for some members and made 25 dollars for each offer. I did have to spend a few bucks for each offer but the 25 bucks covered it and I got paid as soon as the offer showed complete. If you folks worry about giving out your card or bank account info then simply use a gift card or a credit card that you can get a Walgreens where you can load the amount of money you want on it. It is not a scam, it works if you work it! (07/28/2007)
I believe they are a Scam. I was taken in big time. I sent them payment through paypal, and never received another word from them. No email, no nothing. I sent them several emails asking for what I'd paid them for, and they won't reply. When I try to log in, they won't accept it. So what am I to think? SCAMMED again. I just want my money returned to Paypal. How do I get it back? (08/28/2007)
By Lavina Finley
Contact Paypal and file a dispute claim against them for fraud. (08/29/2007)
The Project Payday book is an E-book. You have to read it online. Nothing in book form comes in the US Mail. And I am not interested in their program. I made a point of reading about it because I was trying to talk someone out of doing it. Seems to me that accepting offers and canceling stuff at the last second causes nothing but problems for credit cards. (09/04/2007)
Interesting thing: I signed up for it using a different email account, and since then, in both of my email accounts, I have received a steady flow of email solicitations concerning penis enlargement. That is extremely annoying, unwanted spam. Block one address, and three more follow, etc. (11/08/2007)
By David D
You can't keep a good thing a secret. If this really worked like they say, everybody would let all their friends and relatives in on it and everybody would be a rich. Is that realistic? I don't think so. (11/17/2007)
If Project PayDay Was "free" then why do you need a credit card? (01/12/2008)
THANK YOU ALL SO VERY MUCH for your input! I was suspicious and figured I'd do some research on the matter before getting involved. GLAD I DID! (01/16/2008)
By Poor Richard
I noticed that most of the people in favor of this site are GUEST POSTERS. That right there is fishy to me. (01/17/2008)
No, it is definitely not a scam. However, it takes hard work at least 2 to 3 hours per day. You can make a quick $300 to $400 dollars in profit, if you stay organized and read the terms and conditions. It's a lot better than working nights! I tell you, if you loose $10 on an offer but gain $25 for going green. You still earned $15 in profit and many of the offers are $1. Beware: At one point or another you will need to switch to Method 2 and start paying others for being a referral. You will run out of reasonable offers. This is not a scam, I have used it for 3 months now and made about $300 in profit, part-time. (01/23/2008)
I completed a sponsor's offer and after that nothing happened. (02/11/2008)
After Altman explained the whole system to me over the phone, I understood the system. It isn't something I want to do, but it isn't a scam. He told me about the problems with Project Payday and how it actually works. Its good information to know, but its just not right for me. He did suggest NOT to join Project Payday. Thanks for the information dude!
You are right, a pre-paid credit card will not work. Here is the truth. This is a ROYAL pain. After making 3 offers the 4th and 5th would not go through. I contacted my CC co. They said since so much activity was going on they put a block on my card. I gratefully thanked them. I then called the 3 companies to cancel. They were just doing their job but they tried to sell me to stay, 1 guy even seemed pissed off, maybe he knows about this activity.
Bottom line it is just or worth risking your good credit for a few bucks. Maybe the other side of the fence is sweeter. You know the guys that want you to go green for them, but I have found in just one day that this is a scam in the sense that you are wasting companies time by signing up with no intention of staying on course. Like I said I made only 3 offers and what a PAIN. I can not imagine doing 10, 20 or more. My head is spinning from just 3. Keep your sanity and your good credit. Oh and by the way I don't have a better offer to give you. And I love Jelly Belly's. (03/07/2008)
Its definitely not worth if you don't know which offers to do. You have to be smart about which offers you choose. For example, if you do the offer called Lifelock, its a company that tries to ensure no one steals your identity, constantly monitors your credit, etc. Another example is a stamps offer which is sponsored by the United States Postal service. The Gov won't take your info or sell it either. A lot of people don't look into the offers they do. The Project Payday manual doesn't tell you all that. I've been getting money fine with it and my credit score is at 770. When you sign up for offers, don't sign for the stupid crap that says "eAuction sucess" or "Google Ad Word training kit!". Stick to companies you've heard of. Like doing the Blockbuster trial isn't gonna hurt. Blockbuster won't sell your information.
A lot of new people just don't know what they are doing and they jump into it without getting enough facts. The PPD manual is NOT enough to explain everything. Everyone I've got started is doing fine. I suggest that you start a junk mail account and start a free internet phone number. Plenty of sites out there that will provide you with a phone number. etc.
Right and all you have to do is keep signing up then canceling. Sooner or later your credit card companies are going to get wise. (03/10/2008)
Not at all, as someone mentioned its possible to access the information without costing you anything. It gives you a pretty thorough walk through what you need to do and what is possible. It doesn't make huge promises of untold wealth, just a method of making extra money that DOES work if you bother to follow the instructions/tips they give. Someone mentions that you have to remember to cancel the offers and its true and its also stated in the information, they even recommend *gasp* keeping track of them either with something like notepad or one of the spreadsheet downloads they offer.
IMO a SCAM is where you spend money and get NOTHING useful back. I was able to get a membership for free. Did a couple of offers on my first try and made $75 at the cost of $6.95 for products I then canceled later. From then I can consistently get a few hundred per week by method 2. Its not rocket science, Its not a "get rich quick" scheme. Its simply follow instructions, make some extra money or get some things. (03/18/2008)
Does anyone ever get refunds on these labyrinth schemes to make money? This is for those who wade through deep swamps to get to a bit of dry land. What was I thinking? (03/22/2008)
Affiliate marketing is another bad idea. Spend days writing articles, publishing articles about products you never used or intend to use (lying) just to get a few bucks by a company you are making big bucks for. Anyone who tells you its great, I mean has a great self interest. Maybe I will turn this into a article...ha! (04/09/2008)
If your the kind of person that likes standing in line at the DMV, going to the dentist, doing your laundry late at night in the bad part of town or making arrangements for a loved one's funeral then maybe Project Payday is for you. (05/06/2008)
Well anyways, I am relentless about finding a way to get paid online because someone is and might as well be me. I signed up for PP and it didn't take but $7 and it works like trades, so you will do work. However I just started so I will let you all know more later. All I know is someone offered me a payment after my first few minutes. He told me to take my time and always look over the finer details. Plus it is built up like a myspace account so you can see who you are dealing with and you can track their trade record percentage. I'll let you know more when I do. (05/21/2008)
Well, if you will look below you will see the last post was by me. I promised to keep you posted about my results on PP. I have been going at it on and off for about a week and yes I have made money. There is great potential to make a lot more. But do not be confused it does take work and some understanding. No, you do not have to live your life on the internet, but you will need to build rapport with who you choose to work with. Well, I need to go make some more cash. I'll be back with more results once I start some of the other methods. (06/04/2008)
I agree with the poster from about, oh, 11,000 posts ago ;) . I filled out one of the free offers and was NOT able to join. I emailed Project Payday on numerous occasions, including attaching the link to my receipt for the free offer, and nothing, zip, zilch, nada. Don't think I'll be using them.
I have been looking for sites to make money. If they ask you to PAY for the information then they aren't legit. If you go to work in the world who asks you to pay them to train you to work? And also who asks for your cc info to hie you. You are allegedly paying for a "service". To make money you have to spend money and cancel which is making you break the law. You aren't suppose to use CC's to scam people in offers. Beware of what you are signing up for. A legit business would welcome you on board without you having to pay them, unless are they acting like they are training you? Then are they an accredited institute of learning? (06/20/2008)
When the economy is slow like this all over the world, anything likes this that is too good to be true, especially to make money that easily, it can't be good or real. Just think about that, if it's that easy to make money just for few hours a day at home, why would people need to find real jobs. (07/10/2008)
I'm averaging about $50 - $100 a day from Project Payday. I'm not working with the IFWs but the referral program with Bria.
I made about $200.00 before I got tired of the same old offers on the referred sites. But what really got my goat was after you gave your credit card number for the offer, it would not go through and you didn't receive the credit you needed to complete the offer in order to "go green" (make the agreed upon commission). That became real tiresome after a while. Is it a scam though? Depends on your insight to what a scam is, my opinion though is YES. (08/02/2008)
I was literally on the page where you have to pay the three dollar shipping charge, and got a funny feeling in my gut. I went to the terms and conditions and you have to cancel within a certain amount of time or you get auto-charged 39 bucks or something. I am looking for an easy, good money making, non-scam job and I keep running into roadblocks! From selling Acai berries to processing non-existent rebates. From finding fake "Underground Cash" secrets to starting and stopping credit card payments. From selling "crap" on e-bay to filling out meaningless surveys you get paid $1 or so for. Are there any real good paying online jobs that won't take me days to get set up that I can actually make money from? Thanks. (08/19/2008)
My advice: NEVER join anything that requires having to pay information to get started &/or access to their records of success. If you are looking into investments then open up an ebay store and paypal and perhaps stamps.com and find something good to sell regularly. Or you can get an advanced computer system, very fast internet, and host your own websites and stick ads on it. AdSense, Kontera TextLink, and Commission Junction are great examples. Some websites share their ads. It could take years to get traffic.
If you are looking for work, then start googling "telecommute". Look for free job listing sites that do not require registration. And there are plenty of jobs but most of them require years of related experience.
I tried it and it was very stressful. I was lucky to find someone cool enough to try and show me the ropes. Most of the people on the site are full of it and misleading. I just do regular surveys now and try to find real work. Project payday takes more time to make money and half the time you don't get credit for the offers you do and then have to do more. I also did one offer and it said I was declined yet I checked my bank account and it had not been declined but in fact charged my credit card, and not to mention the people you have to deal with when you cancel the trials. It is not worth it at all. (10/05/2008)
Add your voice! Click below to comment. ThriftyFun is powered by your wisdom!