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Know What Information Is In Your Background Check

Did you know that there is even more to getting a loan or even a job than your credit reports and credit scores being checked into? There are agencies that lenders and employers turn to for background checks, too.

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Link: Shoeboxed.com For Storing Reciepts

I have to keep all my receipts for tax purposes. I hate searching though files of them and have found that it is so much less clutter and easier to find by using shoeboxed.com.

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Credit or Debit?

With only a few exceptions, you are better off sticking with credit cards and using debit card only to get cash at ATMs

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Jim Snyder - Saving You Money

We have a local news station here in So. Nevada that helps us save money in ALL areas of our lives. They have tips on how to take your mortgage payments from a 15-30 yr loan and have your house paid off in 5 years! How to save gas like UPS drivers :) Hint: making only right hand turns!

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Mystery Shopping Links

I would like to give mystery shopping a try. Does anyone have any links to legitimate sites where I can find assignments in my area? Or any tips to keep in mind?

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"Habit Changing" Calendar

Simple Savings have just released a FREE "Habit Changing" calendar. It is brilliant. I recommend it to everyone. There is an US and Australian version...

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LowerMyBills.com - Remedies for High Long Distance

If you are tired of paying a high price for long distance, I suggest checking into some of the smaller companies because they many times charge lower rates and don't charge as many fees. Go to http://www.lowermybills.com. and find out about these types of companies as well as other ways to lower your monthly bills.

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Budget Calculator - Debt Calculator

As a former Credit Analyst and Credit Counseler, I have to say this debt calculator is the best! You can see how long it will take you to pay off your debt if you only pay your minimum payments. It also give you the options of seeing when you'll be debt free by fixed payments, or you can check a "Debt-Free Deadline" by entering when you want to be debt free and the calculator will show you how much you need to pay. You need to stick to the plan in order to get it done, and not use the credit cards you're trying to get rid of.

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Frontline - 8 Things a Credit Card User Should Know

"Even if you make your credit card payments on time, the credit card bank can raise your interest rate automatically if you're late on payments elsewhere -- such as on another credit card or on a phone, car, or house payment -- or simply because the bank feels you have taken on too much debt."

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Brighter Futures

The desciption is: Brighter Futures teaches Financial Literacy to everyone desiring to learn how to make their money work for them, instead of working for their money.

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Simple Debt Free Living

Self-Help Debt Management Program www.simpledebtfreeliving.com. Live Debt Free! You deserve financial security and independent wealth. Anyone can do it. You Deserve IT! Start saving now. Includes a plan, ideas and resources for debt reduction, household budgeting, frugal living. Reduce expenses, save money, balance your budget.

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Planetfeedback.com: Consumer Complaints

For those people having trouble with AOL & PeoplePC or for that matter any business go to www.Planetfeedback.com and register your complaint thru them. It's free! Glenda

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MommySavers

Are You a Thrifty Mom? Then Mommysavers.com is the site for you! You'll find shopping tips, budgeting advice, and money saving tips from real moms just like you. The articles and tips will help you find brand-name merchandise at up to 90% off and live well for less. Visit us today via the link below to sign up for the FREE weekly newsletter or send a blank e-mail to: 27072-subscribe@zinester.com

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1 Frugal Friend 2 Another

Helping you live the good life...on a budget! Find creative tips, money-saving strategies, frugal recipes and more at "1 Frugal Friend 2 Another".

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LivingOnADime.com

How can you cut your budget without depriving your family? http://www.LivingOnADime.com is a collection of frugal recipes and tips from the expertise of Tawra Kellam and Jill Cooper. Tawra and her husband paid off $20,000 personal debt on an average income of $22,000 per year. She shows many of the ways they did it.

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SavingAdvice.com

From their About Us page: "The premise of this site is simple. You have worked hard for the money you have and we want you to keep as much as possible while getting the most out of every dollar you do spend. Chances are, however, you have never taken a class on how to save money. Saving really isn't that difficult when you have the information. That's what we're here for...to give you that all important information so you can take control of your finances and save as much or as little as you desire..."

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The Budget Stretcher

Budget Stretcher offers a free Budget System complete with all the forms and worksheets you will need to make it work. It also includes a free weekly newsletter and over 200 articles to help you manage your money.

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The Dollar Stretcher

A fantastic frugal living site with an enormous archive full of money saving information.

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