I am wondering if anyone has read or bought the book "Free Money To Pay Your Bills" and wondering if it helped or has worked for you. The reason I am wondering is because my husband needs $12,000.00 worth of dental work done and fast and we need help to come up with this money. The waiting list is too long to get him into a low income family discount dentist in our area. So if you have any information for me that could help we would appreciate it.
I don't know about the area that you live in but our dentist has a finance plan that is available to their patients. They don't offer it in house but if you ask they might be able to get you hooked up with the company they use to do the financing. I know this isn't ideal but at least you can get the work done while you make payments.
That's a huge dental bill, most people don't have that much extra laying around waiting for a place to put it. Or perhaps you might check with another dentist (second opinion) we have found some dentist in our area to be 50% higher than others. I hope something works out for you soon. (09/23/2005)
By Connie A.
Talk to your dentist office staff about setting up revolving payment plans. All dentist do this and you pay so much a month until you get it paid off. Most state and federal programs don't cover dental. (09/23/2005)
Maybe a Dental School is close to your area or in a university close by. Good Luck! (09/23/2005)
By Cindy in AL
Try getting a second opinion, that's a lot of money. you would if it were any other surgery.
If you have a dental school close by, they are more reasonable and the work is excellent. I have a 20 year old filling from Rutgers dental school.
Also, your local county clinic may have dental or a referral. If you live near an Indian health or migrant health facility, they might help you. (02/11/2006)
If he needs the work done 'fast' you can forget the Dental schools! My sister is on Social Security and had to wait almost 2 years for them even to get her into the office. She needs the rest of her teeth removed and will need specially fitted dentures due to the unusual shape of her mouth.
The school can and will do the work, but she has to pay them what is, for her, approximately a months income upfront, before they will even start it. This knowing that she is already having severe infections in her mouth, which can infiltrate her entire system!
She has been actively looking for assistance for her dental needs for several years and has had no luck. If anyone finds a solution, I sure hope you let us all know! (09/30/2007)
I don't know if this will help you but in my area I belong to a program that is not an insurance plan but instead a Dental Discount plan. It also works for eye and other services. I used it several times in the Nash, TN area and saved almost half on root canals and caps. The price is paid right out of your bank account monthly and is only I believe 19.99 per month for your whole household. That means even if your sister and her kids live with you they would be covered to! It was a Godsend for me! I don't know if this is available in your area but my lady that I signed up with is not kin to me or anything but her email is RRice AT amerplan.net . I hope it helps you. This nice lady can send you all the info on the plan and then tell you a list of Dentists in your area who take the plan. Best of luck to you and your husband. (09/30/2007)
My wife had major work done today, just the beginning. We also were not able to hook up with a dental school. She is diabetic, needs almost all teeth pulled, anesthesia, full upper denture and bottom partial. Even with insurance coverage, 1750 this year and next, I will still be paying somewhere around 10,000. Still, gum infection is no joke, lies beneath the brain, and above the heart. Don't wait too long to get rid of it. It's a shame our country will provide us with viable medical insurance plans, but not with dental, which is so expensive when you have a big treatment. Good luck. I don't know a good solution here. (12/01/2007)
I am in the same situation. Periodontal disease and I need immediate intervention, my bill is 17,000, as a single mom I am desperate, did not qualify for Care Credit because of income, don't know what to do but its true this disease lies beneath the brain and above the heart. I worry that I won't have a chance to get this done, but only God can help at this point. (09/20/2008)
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