I recently had to file bankruptcy, and it has opened my eyes to how I got to that point. I'll never get into a situation like that again. I've learned to do without, because so many things aren't really very important anyhow. If I really want or need something, I'm much more prone to pay for it in advance through layaway if I can't pay for it on the spot. This country is in big trouble and I, for one, hope to do things the right way, which is the way we became and stayed strong. It works for individuals and it works for the country. It's a win, win situation. Try it sometime and I think you'll appreciate it as much as I do. Let's teach our children well.
By dusty6788 from Silver Spring, MD
By Savings Assistant from Georgia