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Photo of a savings plan.

IRA Alternatives?A brokerage firm or bank may have good advice on the safest place to have your retirement funds invested. This is a page about IRA alternatives.

 

Photo of a social security card and a calculator.

Is Age 62 the Best Time to Start Drawing Social Security?Making the decision to begin collecting Social Security benefits is dependent on several considerations. The earlier you retire the lower your check, and if you continue working while collecting benefits there is a limit to how much you can make before it affects your payments. Your health may also play a part in your decision. This is a page about, "Is 62 the best time to start drawing Social Security?".

 

A happy girl at a dentists office.

Finding a Dentist That Takes Payments?Dental work is often very expensive. Finding a dentist that takes payments is a good way to get the dental care you need now and finish paying for it later.

 

An insurance claim form.

Inventory and Photograph Belongings for Insurance ClaimsPhotographing your possessions for future reference in case of a fire or natural disaster can be a great way to ensure you can claim losses on all of you belongings. This page has tips about how to inventory and photograph belongings for insurance claims.

 

A man holding a sign that says need money now.

Advice About a Student Loan in DefaultStudent loans can be very expensive and take a long time to pay off. It is not uncommon for these loans to go into default. This is a page about advice about a student loan in default.

 

A shopping cart in a grocery store.

Listing of Discount Grocery StoresDiscount grocery stores can be a great place to save money when buying food for your family. Finding a list of stores near you can sometimes be a challenge. This is a page about listing of discount grocery stores.

 

A picture of a pencil eraser and a piece of paper that says Student Loans on it.

Getting Student Loans Forgiven if DisabledIf you become disabled after accumulating student loans, and are now unable to repay them, you might be able to have them forgiven. This is a page about getting student loans forgiven if disabled.

 

Using a tablet to shop at a website.

Bill Me Later WebsitesIt is possible with some website to order products and have them bill you later. This is a page about bill me later websites.

 

Shopping Site

Shopping Sites Without Credit Check?While rebuilding your credit rating it can be difficult to find online sites that will allow you to make payments without a credit check. This is a page about shopping sites without credit check.

 

A calculator and notebook that says retirement plan.

What Should I Do With My 401K After Losing My Job?Rolling your 401K over into a Roth IRA can be a great way to continue building your retirement even after you lose a job. This is a page about what should I do with my 401k after losing my job?

 

Teenager With Credit Card

Dreams Come True with a Credit CardMany people creatively use credit to overcome financial obstacles. This page contains information about making your dreams come true with a credit card.

 

Paper Towels

What Are the Cheapest Paper Products?Paper can often be purchased in bulk rather inexpensively. However, paper comes in a myriad of forms and textures, so be sure the bulk paper you are buying will fit your needs prior to purchasing it. This is a page about what are the cheapest paper products?

 

Woman using Credit Card at store

Treat Your Credit Card Like Real MoneyCredit cards can be very easy to use if you don't have cash on you, but make sure you can pay off the charges you make. This is a page about treat your credit card like real money.

 

A woman with a calculator and notepad, calculating bills.

What Happens if You Can't Pay Back Your Student Loans?Depending on the reason you can not repay your loan, there are several possible outcomes. Unpaid loans can result in garnishment of tax refunds and other types of income. This is a page about, "What happens if you cannot pay back your student loans?".

 

Roll of quarters on white background.

Where Can I Buy Rolls of Quarters?Paper rolls for rolling coins are often available from your bank at no charge. If you would like to purchase quarters already in rolls, the bank has those as well for $10 per roll. This is a page about where can I buy rolls of quarters?

 

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A woman receiving dental care.

Does Medicare Have Dental Coverage?There are a few medical needs that Medicare does not cover. Dental is one of those, with most procedures not covered. This is a page about, "Does Medicare have dental coverage?".

 

An instructor and student in a welding class.

Saving Money at Local Technical SchoolsLocal technical schools often offer services at a discounted rate to help train their students. This is a page about help your local tech school and save money.

 

Traffic around Washington DC.

Bargain Shopping Near Washington D.C.There are many opportunities for discount and bargain shopping in the Washington D.C. area. This is a page about bargain shopping near washington d.c..

 

A woman writing checks to pay bills.

Paying Bills for Someone in Prison?If a loved one or friend is in prison, you may need to help out with their finances and bill paying. This is a page about handling financial transactions for incarcerated parent.

 

A couple shopping at the grocery store.

Saving Money When ShoppingWhether you are shopping for clothing, groceries, or a new car finding ways to save money when shopping is a good idea. This is a page about my frugal life: saving money when shopping.

 

A dog walker, walking dogs to earn extra money.

Earning Extra IncomeThere are many ways that you can earn income over and above your regular job. On-line sales and part time jobs for friends and neighbors are options. This is a page about earning extra income.

 

A family using a laptop computer on the couch.

Using Facebook to Make Phone CallsYou can use Facebook's messenger service to call people. This is a page about making free phone calls through facebook.

 

A man using a tablet to pay bills with a credit card.

Paying Bills With a Credit CardIf you don't currently have credit card debt, you can save money and gain rewards if you pay bills with a credit card. Learn more in this page on paying bills with a credit card.

 

The Australian flag waving outside.

Paying Utility Bills in AustraliaUtility companies in different areas bill on various schedules, making it useful to plan ahead and perhaps set up autopay plans for some of them. This is a page about paying utility bills in Australia.

 

A woman looking at many receipts and paperwork on a wooden floor.

Simple Household Bookkeeping SystemKeeping track of household expenditures does not need to be a complex process. This is a page about simple household bookkeeping system.

 

A smartphone being used to pay a bill online.

Using Bill Pay FeaturesThe bill pay feature on your checking account allows you a bit more control over when bills are paid than having the payee choose the date of withdrawal. This is a page about using bill pay features.

 

A moving van being filled with boxes.

Retaining Medicaid Health Coverage When Moving?Medicaid is a government heath care program that provides free or low cost health coverage to millions of citizens. There are variations in coverage from state to state. This is a page about retaining Medicaid health coverage when moving.

 

Refill Foaming Hand Soap

Refill Foaming Hand SoapFoaming hand soap can be expensive when you buy a new bottle each time you run out, but you can save money by refilling a foaming hand soap bottle with diluted liquid soap. Learn how in this page.

 

Replacing a lightbulb in a lamp.

Slash Your Electric Bill in HalfUtility bills can be very expensive, but there are some easy cost effective ways to reduce them. This page contains ideas to slash your electric bill in half.

 

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A wallet full of cash.

Cashing Checks at WalMartThis is a page about cashing checks at Walmart. If you don't have a checking account you may need to cash checks at a retail location such as Walmart.

 

A pile of retirement paperwork.

Organizing Retirement PaperworkThis is a page about organizing retirement paperwork. Prior to retiring it is beneficial to begin organizing all of the paperwork related to your retirement plans.

 

Cutting Back in Retirement and Still Having Fun

Cutting Back in Retirement and Still Having FunThis is a page about cutting back in retirement and still having fun. For many people retirement may require some spending cutbacks, but that does not mean you can't still have fun.

 

A piggy bank on top of many dollar bills.

Stretching Your Retirement DollarsThis is a page about stretching your retirement dollars. Many people are surprised at their reduced spending ability after they retire.

 

Medicaid paperwork at the doctor's office.

Qualifying for Medicaid?This is a page about qualifying for Medicaid. Medicaid provides medical coverage for specific groups of low income citizens.

 

Two piggy banks stretching a dollar between them.

Stretching My Meager DollarsThis is a page about stretching my meager dollars. Finding creative ways to make your money go farther can be a real challenge.

 

A senior woman discussing her finances with her daughter.

Single Senior on a Limited BudgetThis is a page about single senior on a limited budget. When you are on your own, buying just the right amount of food to eat well can be challenging.

 

A couple discussing their finances.

Setting Up a Household Budget?This is a page about setting up a household budget. Preparing a budget can help you see how much money you need each month to cover your basic household expenses.

 

A woman shopping confidently.

Track Sales With a Price BookThis is a page about track sales with a price book. When you keep track of the last price you paid for commonly purchased items, it can help you know when you find the best deals.

 

A woman with money flying out of her smartphone.

Earning Money OnlineThis is a page about earning money online. Stay at home parents and others often look for legitimate at home work options.

 

Young girl laying in bed with a laptop holding a credit card

Budgeting Advice for High School Seniors?This is a page about budgeting advice for high school seniors. After high school begins a new stage in a person't life, whether they plan to go to college or move out and find a job.

 

Pile of receipts on a white background

Organizing Receipts for TaxesThis is a page about organizing receipts for taxes. Getting an keeping your tax deductible receipts organized will help when preparing your return and can help with potential refunds or lower taxes owed.

 

Smart phone with calculator open on top of spread out papers with budget on them

Avoiding Spending More Than You MakeThis is a page about avoiding spending more than you make. With all of the merchandise available on-line and in the stores, coupled with the bombardment we get from ads and email alerts for sales, it is hard not to overspend.

 

Woman receiving change at the grocery store

Advice for Stretching Your Grocery BudgetThis is a page about advice for stretching grocery budget. When living on a budget, you are probably trying to reduce expenses in many areas of your budget.

 

Envelopes containing cash labelled Fun Gas, Insurance, and Food.

Create a Budget With the Envelope SystemThis is a page about create a budget with the envelope system. Before credit and debit cards most of people made purchases and paid bills either with cash or by check. The envelope budget system allows you to set aside money for certain expenses without the risk of running short.

 

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Couple working on bills

Splitting Bills With Your SpouseThis is a page about splitting bills with your spouse. Some working couples like to have a "yours, mine, and ours" budget.

 

Writing a check

Saving Money on ChecksThis is a page about saving money on checks. There are a number of options for buying checks, from your bank or retail suppliers.

 

Close up of pen laying on dollar amount portion of check

Using ChecksThis is a page about using checks. Even with the increasing popularity of shopping, banking, and paying bills on line, there are still occasions when you will need to use a check.

 

Hands using a tablet displaying the words "Online Banking"

Online Banking AdviceThis is a page about online banking advice. Today much of your banking transactions can easily and securely be done online.

 

Dental mold biting down on several large note dollar bills

Paying a Large Dental BillThis is a page about paying a large dental bill. Having to pay a large dental bill can be very frustrating and stressful for many people on a lower or fixed income.

 

Using calculator to balance checkbook with a large stack of receipts

Organizing Debit Card Receipts?This is a page about organizing debit card receipts. Keeping your receipts in order can help you make sure your purchase amounts are correct.

 

Woman standing in front of a travel trailer that has a "Home for Rent" sign in the window

Living in a Travel Trailer?This is a page about living in a travel trailer. Economics and/or job requirements may require you to live in a travel trailer, at least temporarily.

 

Frowning piggy bank wearing graduation cap being pressed by a metal clamp labelled "Student Loans"

Defaulting on Student LoansThis is a page about defaulting on student loans. Defaulting on your student loan can have detrimental effects on your future credit standing.

 

Close up image of student loan application with pencil and calculator

Consolidating Student LoansThis is a page about consolidating student loans. Sometimes consolidating loans can help lower payments making it easier to repay them.

 

Sepia tint image of a stack of white envelopes

Making Money by Stuffing Envelopes at...This is a page about making money by stuffing envelopes at home. People looking for work from home jobs have been tempted to consider envelop stuffing opportunities. Many such offers are often a scam.

 

Close up of a House For Rent sign with home in the background

Renting a HomeThis is a page about renting a home. Deciding how much rent you can realistically afford is one of the first steps in the process of renting a home.

 

Three tiny gift bags standing on a laptop keyboard

Selling Items OnlineThis is a page about selling items online. In more recent years selling our unwanted items, crafts, and more online has become a popular practice.

 

Female community health nurse speaks with elderly male patient who is seated holding a cane.

Using Community ClinicsThis is a page about using community clinics. Community clinics provide a medical care option to low income individuals and families. They offer free or low cost care and medications to their patients.

 

Promenade bills marked "Late Payment" and "Unpaid" with worried looking man at adding machine in the backtground

Dealing With Late PaymentsThis is a page about dealing with late payments. Many of us at one time or another find ourselves in the predicament of having an overdue payment.

 

home insurance file

Lender Placed Insurance?This is a page about lender placed insurance. Banks and other lenders can place insurance on a property when, for example, the homeowner does not have adequate insurance.

 

A stack of credit cards.

Using a Prepaid Debit or Credit Card?This is a page about using a prepaid debit or credit card. A prepaid debit or credit card is easy to get, safer to carry than cash, and as a bonus can help curtail spending.

 

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Teen Check Cashing?I'm actually 16, but I wanna know if I need my parent or guardian to cash my checks?

 

gift cards tied with ribbon

Using Up the Balance on Gift Cards?This is a page about using up the balance on gift cards. When a gift card has a small remaining balance, it can be a challenge to figure how best to use it without spending more money.

 

Couple Reviewing Medicare Costs

Grants for Costs Not Paid By Medicare?Medicare is an important program designed to assist with medical care and costs, however, it does not cover all of your expenses. This is a page about grants for costs not paid by Medicare.

 

Couple Negotiating With Creditor

Negotiating With Creditors?This is a page about negotiating with creditors. When you find yourself unable to satisfy the companies you owe money, you may be able to talk to them and make a plan to pay them smaller monthly payments.

 

Low Income Senior Applying for Grant

Grants for Low Income Seniors?This is a page about grants for low income seniors. When your revenue is limited or fixed, you may need to find additional money to maintain a healthy standard of living.

 

Paying with Cash instead of a Card

Paying with Cash instead of a CardThis is a page about paying with cash instead of a card. Paying with cash, not with your credit or debit card can save you money in several ways.

 

Establishing Credit

Establishing Credit?This is a page about establishing credit. Paying your bills when they are due helps to establish your credit. Learn to budget your income to keep ahead of your financial commitments.

 

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Finding Tower Climber Jobs?I'm a 20 year old that's looking for a challenging career climbing towers. I've tried Indeed and Monster. What other sources are there for me?

 

two yellow onions on white background

Saving Money on OnionsThis is a page about saving money on onions. Buying onions in season and storing properly can help you save money.

 

Woman Buying Car

Car Loan vs. Paying Cash?This is a page about car loan vs. paying cash. There are pros and cons to purchasing a car with a loan. You will need to determine whether a loan or cash is the best method for your budget.

 

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Choosing the Best Online Savings Institution?This is a page about best online savings institution. When finding the best place to put your savings, it can help to have no minimum, no fees, and a good interest rate.

 

Canceling Cable and Phone Service

Advice on Canceling Cable and Phone...This is a page about advice on canceling cable and phone service. Deciding to cut your cable and phone service is one way to save on expenses, or an option to seeking other service providers.

 

Paying Taxes

Paying TaxesThis is a page about paying taxes. Whatever your tax liability is for, you want to make sure you are ready to pay it on time.

 

two people shaking hands and exchanging business cards

Saving Money on Business CardsThis is a page about saving money on business cards. Making your own cards and online ordering can both save you money on business card creating and printing.

 

items outside a second hand store

Investing in AntiquesThis is a page about investing in antiques. Understanding what kind of vintage items will gain in value for you is important, when considering this kind of investment.

 

Overdue Bill

Changing Bill Due DatesThis is a page about changing bill due dates. Sometimes the default due date for some of our bills does not work well with the family budget. Try contacting the company and see if you can choose a different due date.

 

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Medi Cal Supplemental Patient Assistance Programs?I too am scheduled for cataract surgery and am looking for assistance to cover costs MediCal doesn't cover. There must be a solution for someone who is low income, disabled, and on SSI. Any direction would be greatly appreciated.

 

family make dinner

Saving Money on DinnerYour biggest meal of the day does not have to be expensive and you can save a lot, by making food from scratch. This is a page about saving money on dinner.

 

Man Working Part-Time Job

Working Part-TimeThis is a page about working part-time. Many people have part time jobs, some to supplement their full time job. Others use it as a way to help add to the family income and still be able to care for children or aging relatives, as well as save on expenses by cooking and cleaning themselves.

 

Professional Portrait Photographer

Saving Money on PhotographyThis is a page about saving money on professional photographs. Hiring a photographer can be expensive. There are a few ways to save on these services.

 

Businesswoman putting money into piggybank at desk.

Using Your Job to Save MoneyThis is a page about using your job to save money. Even a part time job may qualify you for discounts at your place of business or some type of health or vision insurance.

 

Background Check

Know What Information Is In Your...This is a page about know what information is in your background check. Many employers will run a background check on a potential new hire. Likewise certain professional licenses also require you to agree to a background check.

 

Pregnant Woman Working from Home

Jobs You Can Do While Pregnant?This is a page about jobs you can do while pregnant. There are many kinds of work that you can continue through a pregnancy.

 

California Apartment Complex

Renting an Apartment in California?This is a page about renting an apartment in California. Before renting an apartment, you probably want to check out neighborhoods, transportation, prices, and the rental laws as they apply to you.

 

lamp with lampshade

Saving Money on Lampshades?This is a page about saving money on lampshades. Attractive lampshades can be costly. You can shop sales or perhaps even make your own.

 

Lift Chair

Saving Money on a Lift ChairThis is a page about saving money on a lift chair. Age and injury can make considering buying a lift chair a reality. However, these specialized chairs can be very pricey.

 

Man Working at Home

Rural Work at Home Ideas?Working from home may be just the employment option to fit your current needs. However, if you live in a rural area there may be challenges in addition to getting the support of your employer or finding a legitimate work from home company.

 

Elderly Couple Paying Medical Bills

Paying Medical Bills When on Medicare?This is a page about paying medical bills when on medicare. Medicare health insurance provides medical coverage for millions of citizens.

 

Satellite Services

Choosing Between Cable and Satellite...This is a page about choosing between cable and satellite bundled services. It can be confusing when trying to choose the best service provider for bundled TV and internet services.

 

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