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| Use PayPal Instead of Credit Cards
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I am really trying not to use credit cards for spending. I have a PayPal account. So every week I put money into my PayPal account. It can be 2, 3, 10 dollars or more. This way, when I come across something I want to purchase on-line, I can just pay for it from my PayPal account. It's also neat to treat it as a savings. For example if you put $10 a week in the account for 52 weeks, you will save an easy $520 at the end of the year you start savings.
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| Posted on: 09/03/2008 | 5 Feedback(s) |
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| Is It Really Priceless?
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By Kelly Ann Butterbaugh
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No matter what MasterCard executives want you to believe, those scenarios presented in their television advertisements are not priceless; in fact, they're quite expensive. The ads ask an array of appraisal questions all ending with the same answer - priceless.
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| Posted on: 07/17/2008 | 2 Feedback(s) |
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| Store Credit
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By Kelly Ann Butterbaugh
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The scenario is familiar. At the check out counter of the local department store, the clerk asks if you would like to apply for the store's credit card. As a reward for signing, you receive an instant discount in the amount of 10% or even 15%. Do you sign on? Before you do, think it over.
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| Posted on: 06/06/2008 | 1 Feedback(s) |
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| Keep Credit Card Receipts Around Card
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I am not a fan of credit cards but do use them from time to time when I don't want funds tied up using a debit card or when I need to delay the payment on a large ticket item. It seems like when I use my card ONCE it loosens my resolve and I find myself swiping it more than I had budgeted! Since I usually use a debit card, here is my tip to put the restraint back in using my credit card:
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| Posted on: 05/02/2008 | 1 Feedback(s) |
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| Using Credit Cards Online
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When using a credit card online, stick to using only one card and use only for that purpose. You can get one that has a low limit, like 300 dollars. That way if someone gets a hold of it, you do not have a big limit on the card.
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| Posted on: 04/09/2008 | 5 Feedback(s) |
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| Establishing Credit With A Credit Card
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Can anyone help me find a good credit card to get? I make $202/month and need to build my credit so that I can start getting things that I need.
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| Posted on: 03/24/2008 | 15 Feedback(s) |
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| Buy Gas With A Credit Card That Gives You Cash Back
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Turn lemons into lemonade! This is how we turn the painful gas prices into a rewarding experience. If you don't already have a credit card that has rewards, research card companies that have great rewards.
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| Posted on: 02/06/2008 | 4 Feedback(s) |
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| Do You Need a Credit Card to Establish Credit?
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Two years ago I found out the person who was supposed to be handling my finances never did. So, at the age of 54, I had to start over from zero. I recently got my first credit card and I'm sorry I did. This company is a monumental pain to deal with. I've thought of switching but everybody says all credit card companies are the same. Do you really need a credit card to establish credit?
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| Posted on: 01/09/2008 | 8 Feedback(s) |
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| Should I Close My High Interest Credit Card Account?
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I have recently paid off all my credit cards. However, there is one that is still accruing a $10 monthly fee. The interest rate on the card is 33%. Should I close the card out and if so will it hurt my credit score?
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| Posted on: 12/27/2007 | 14 Feedback(s) |
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| Credit or Debit?
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With only a few exceptions, you are better off sticking with credit cards and using debit card only to get cash at ATMs
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| Posted on: 09/21/2007 | 2 Feedback(s) |
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