Source: http://www.thriftyfun.com/tf495796.tip.html

Evaluating Monthly Expenses

The BEST way for me to evaluate my monthly expenses is to track every expense, no matter how small on an MS Excel spreadsheet. I compare those numbers to my budget and re-evaluate for the next month's budget. If I am over, I look to cut back and if I am under, I put the excess into savings.

By Cindy Graham

Source: http://www.thriftyfun.com/tf495796.tip.html

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