My children and I make these every year. They're cheap to make and very beautiful to look at. I use staples to make them. I also add garland in the middle to hide the green wire from the lights. This year, we tried something different. We made two half balls and I placed the open part of the ball against my house and they look like a whole ball and they're just a nice. They look like they're coming out of the house ! You get two for one ! ... View related article.
I spoke with a lawyer here in my state (Texas) and he said that it doesn't have to be paid back at all. He said that once you reach retirement age, you will only get one check. Either the dissability check or the retirement check, which ever one is greater. Sorry it took so long to get back with the answer. Thanks to everyone who responded to my question. Have a Merry Christmas everyone and a Happy New Year !!! Linda ... View related article.