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Profile For Jeneene
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Recent Feedback
RE: Tilly (Pomeranian Mix)
Tilly is the perfect name for her and you the perfect friend. Pets are an amazing gift to us aren't they? ... View related article.
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RE: Izzy (Staffordshire Terrier)
Hi! I love Rochester, I come over every year for the summer Dickens Festival. The Staffies over there are different from over here in the US. Here they breed them for fighting, but there they are wonderful family dogs. My friends over there are getting ready for the Christmas Dickens Festival, I sure wish I could be there. ... View related article.
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RE: Salmon Patties Using Cottage Cheese
I'm going to add cottage cheese to mine next time, sounds good. The only differences from the recipe below: I saute the onions first, and use oatmeal instead of breadcrumbs in the patties. I don't dip them in crumbs either, and I fry them in olive oil. You can also use leftover cooked salmon. ... View related article.
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RE: Finding The Best CD Rate
Bankrate.com is a start, but then check local credit unions and watch your paper for specials. A few months ago I got a 5 year CD at 3.6% while on bankrate they were paying around 3%. ... View related article.
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RE: Easy Cheesy Potato Soup
This is so good we eat it like fondue, dipping bread. Saute a large onion in olive oil, then add peeled, cubed potatoes (I use about 10 medium potatoes) and sliced carrots (2 or 3) If you have it, you can add celery and/or cauliflower. Saute, stirring often.

Cover with water and chicken base or 2 chicken bouillon cubes, and bring to a boil. When the veggies are tender, puree with a hand held blender, then add shredded cheddar to taste. If you use sharp, you can use less. Other additions that are delicious: 8 oz. cube of cream cheese, or 1/2 cup of sour cream.
... View related article.
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RE: Old Fashioned School Salad Dressing
Thanks for the reminder. My mom made a similar dressing, and it was just vinegar, oil, sugar, and a few spices. I'd try 1/2 cup oil, 1/4 cup vinegar, and start with 3 T sugar, you might add a little more. Add salt, pepper, and whatever else you like, dill, basil, etc. I'm going to do this soon.

My favorite dressing tastes like British Salad Cream, and is just 1/2 cup mayo, 1/4 cup vinegar and 1/4 cup sugar. Sometimes I use lemon juice instead of vinegar. I use the same for cole slaw, fruit/gelatin salad, or salad (by the way, I almost always put some fruit in my salad) ... View related article.
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RE: Chili Recipes
I think my Mom's is the easiest of all, and I love it. I serve it with rice, spaghetti, or plain in a bowl with cornbread.

Brown 1/3 to 1 pound ground beef, then drain and rinse with hot water to take away all fat. I use less, Mom used more.
You can also chop and saute an onion, that's optional. Add one can of chili beans (same aisle, same price as other beans, sometimes marked "beans in chili gravy") and one can of chopped tomatoes.

Cook till it's all hot and you're ready to eat. Try this one, I think you'll like it. A friend of mine just mixes the chili beans and the tomatoes, then adds rice. No meat at all. ... View related article.
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RE: How to Set the Price for a Benefit Meal?
Here (Cincinnati) we charge a price to get in, usually $25 or more. If you go with donation, try to get most of your stuff donated (food, drinks, paper and plastic goods add up!).

Ask area businesses for items or gift certificates, and raffle them off...sell tickets for $1 each and the buyers put them in a little box for the prize they want. Acknowledge donors on your program and send one to them, you might want to ask them again. The program can be made on anyone's computer.

Ask around to find someone who plays music, just a kid with a guitar helps, and put that in your publicity. Or if someone offers to DJ, then call it a dance.

Remember you want to make as much money as you can. It isn't about giving the customers a good value, it's about donating to your friend. You don't want to charge so much that people won't come, but you do want to make enough that it was worth while. ... View related article.
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RE: Investing in Annuities
A better alternative is to search for the best CD rates, and then ask for the interest to be paid monthly. I got one at a local credit union that paid better than anything online.

Monthly or annual interest payment is useful since the best rates are on longer terms. If some of the money won't be needed for a while, then put that money in another CD and let the interest compound.

Look for information on "laddering CDs" You can divide the money any way you want. When I bought my last car instead of paying cash I bought 4 CDs, one maturing every year while I had car payments. It was enough to pay the car payments, and since the interest on the car was less than the CDs were paying, I earned about $1000 by doing it this way.

Also, never let a CD rollover. Everytime one matures, do your research again. If nothing else, call the bank that has the CD and ask which rates are best right now. That changes constantly, and if you let it rollover you will not earn the best interest. Over years this will add up to quite a lot of money, and that's why they do it. One year For example, you buy a 12 month CD. The following year the bank has a better rate on 13 months or 15 months. Buy a 48 month CD, when that matures the best rate might be for 39 months. Makes no sense except that it makes banks a LOT of money.

Annuities are costly for you and very profitable for the company selling them. One somebody tried to sell me makes the money disappear immediately from your ownership, and then pays you something every month. This is only a good idea if you're going into a nursing home tomorrow and need to lower your assets. Otherwise it's the next best thing to legal robbery.

Salesmen make them sound very attractive, don't they? But ask about costs and they get very cagey. As Pikka says, be wary of financials. You're better off with FDIC insured CDs right now. I wish I'd invested in CDs years ago instead of mutual funds, I'd be better off now.
... View related article.
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RE: Clean Drains With Baking Soda
I'm so envious, a tree full of lemons! I drink juice of half a lemon in a cup of warm water every morning to prevent kidney stones. I love lemon in everything and spend a fortune on them. Maybe I should move to Arizona! ... View related article.
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