You might want to consider a PrePaid legal Plan. For a small monthly payment you have access to a law firm. They can answer you questions, many times with a free courtesy consult. If you need to use their services the fees are reduced usuall by 25%. I would suggest having an attorney help you with the appeal. Who told you that you were to pay the lump sum to Cigna? Was it Cigna or SS? Anyway the Prepaid legal we use is found at www.prepaidlegal.com. I hope this helps. I am also on SS disability and kept my back pay however I did not have another insurance company involved. I do not understand how Cigna can turn him down when SS has accepted his disability. Good luck, our prayers are with you, ... View related article.
Check with the USO in your area. They may have some items you could use for decorations. Also the VFW may have some items too. ... View related article.
