In Scotland you get your tuition free if you are from Scotland plus you can get up to £20,000 in student loans with the smallest loan interest rate available anywhere. Plus you get it written off when you reach 65 years old. So if you wish you can just pay the absolute minimum per month and not worry one bit. If you lose your job or dont earn more than £15,000 in a year you don't pay a penny until you are back on your feet. ... View related article.