I would suggest your time and an ear. When I lost my father 9 years ago, I would have loved to have had a friend to just listen and let me talk about and remember him and grieve without any shame. Talking about the loved one is the first step in the healing process. Maybe you could find some time together alone and you could just begin by asking about her father. I'll bet the rest just follows from there. She will really appreciate it later. Good luck! ... View related article.
Apply for a consolidation loan and lock in one low interest rate, instead of a variable one. I just did this in July and cut my monthly payment by over 60%. It only added a little more time on to the length of time to pay off the loan and I can now afford the payments and can afford to pay a little extra each month. ... View related article.