I'm sorry for your situation, many of these companies really take advantage on the student's situation and they deserve to be punished for the scams they're involved!!! I hope by the time you read this message you will have your situation already worked out, but if you don't, my advice is to find legal help. I've found this website http://studentloans.com.ar (a parked domain for sale) where you can read about the unbelievable CPC advertisers pay for "student loans" $12/click!! Draw your own conclusions... Good luck! ... View related article.