Smoke from fires are the most difficult to remove. First - vaccum the mattress very well on all sides (Top, bottom, and all around the sides). Then spray the mattress down (all sides) with Febreeze and let it dry overnight. Vaccum it one last time all over. ... View related article.
This is very tricky to do. It can be done if you are a serious miser. First thing - know when the payments are due and send in a payment before the due date -- the interest rate will skyrocket and nullify your 0% rate if you are late. Second thing -- make sure you plan out a budget that puts this in a higher priority than any other fixed bills. You can not afford to gamble, so be sure to budget in some wiggle room for emergencies - like auto accident deductables, emergency room co-pays, etc.. If you budget down to the penny, something will always come up to wreck your plan. Not to scare you - I have done this 0% before and I was able to make it work, I have also done it when it didn't work for me, that was a lesson learned. Good luck! ... View related article.