I'm looking for credit card deals that include cash back, airline miles, money towards cars, etc. I do have a Discover that gives me a little money back, but I would like to know what else is out there. Please include the name of the card, the bank who issues the card and any other information you think is important for me to know.
I usually pay the balance at the end of the month so if I have to carry a balance to the next month, I'm not interested in that card. I would prefer not to know about Internet credit cards, though, not quite ready for those.
Thanks!
Maureen
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If you have a Shell gas station near you, you can apply for a Shell MasterCard through Chase that gives you 5% off on your Shell gas purchases and some money back based on your total purchases (similar to Discover)
I have been a United Frequent Flyer member since 1983; they also have a "United" Visa Card that you receive frequent flyer miles for every dollar charged. Once you have your Visa account you can refer friends and receive additional miles if they sign up.
They do charge a fee of $60.00 a year, however, they have a 6 months trial period. You have to evaluate the advantages and decide on a case by case basis. It has worked for us for years. We use to travel to Hawaii every year and accumulated miles toward upgrades to first class (both flying and Visa charges)... believe me, first class is much better than scrunch class on a long flight! We loved it!
We charge everything possible to receive miles, however, we pay the bill off each month so there is no interest (that's the key). Safeway, a grocery store offers United miles if you sign up for one of their "savings card" with your frequent flyer number. We can pay our electric, oil, Verizon Mobil, cable, doctor, dentist, food, car repairs, car rentals, gasoline, hotel/motel, airline tickets (no matter who we fly), etc., (just ask if they take Visa) it all adds up.
Syd Barr, Dunkirk, MD
I always used Discover card for the cash back but found a better card. I signed up at greenpoints.com and applied for their Visa card(Fleet bank) where every dollar I spend gives me points for gifts. I go for the gift certificates(no shipping charge) and find I'm making more money this way. I carry no monthly balance either. There is no annual fee for this card. Soon(their system is not ready yet) I will be able to pay my balance online to save stamps(no fee)just like I used to pay Discover.Check it out.
I use an L L Bean Visa card that gives me $10 for L L Bean merchandise after I charge $1,000 on that card. Plus I get free shipping and free initialing on LL Bean products. I get many Christmas presents this way, including a new pair of flannel pajamas for my dad every year.
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