How Teenagers Can Save Money

For the budget conscious teenager there are ways to save costs and still enjoy the perks of being a teenager. While limitations on frivolous activities are an obvious answer, there are ways to enjoy some of those frivolities while saving some pennies.

Music Selection

Music is important, and so is having the newest hit. However, opt for a download of one or two favorite songs instead of buying the entire CD. Often download packages can be purchased which allow a person to pick and choose the best songs. However, do some planning. Listen to the samplers online and see how many songs on the CD appeal to you. If you like five songs, it pays to buy the CD. If you only like two or three, download them.

Similarly, shop around before buying a CD. Don't buy the CD (or movies!) the week that it's released; prices are highest. Be patient and wait two or three weeks. The price will drop by $5 once it's not a "new release." Then, check if online prices offer free shipping for combined purchases. Compare this to store prices and choose the best deal offered.

Cell Phones

Cell phones are possibly the biggest budget breaker. Simply said, monitor your usage. If your plan allows you 1,000 minutes, don't use more than that. Text messages add up quickly as well, and the more you make them a habit the more friends will text you, costing you money each time. This is your chance to learn a valuable budgeting lesson which will be used the rest of your life. If that's too much to do, consider a pay ahead plan that limits your usage for you.

Need the coolest case for your phone? Changing cases to the stylish, yet expensive, cases available at the mall actually voids any warranty or service plan on your phone. So, even if you've found the dirt cheap cases on-line avoid cracking open your phone to keep it stylish. Instead, check for phone tattoos (available at Cingular stores among others.) These are similar to stickers except they leave no sticky residue when they're removed.

With a computer and a printer you can create custom skins for your phone, and change them on a whim. Four skins are available for $10, half the price of a designer case.

Fashion Cents

It sounds undesirable, but get past the initial thought of second hand shops and see what they offer. Designer duds are too costly, but some people can afford to purchase the newest styles and replace them on a regular basis. What do these people do with their clothes once the fashion of the month is over? They sell them to consignment shops. No one will know where from where the outfit came if you don't tell them.

Another current fashion trend is the independent retro look. This look can only be gotten from thrift store finds. Think of it - be the most fashionable person in class AND have the most money in your pocket!