Rock Chip Repairs On Your Auto Insurance

I work at a body shop and so many people do not know about this: Take a good look at the front of your car. Did you know that all those rock chips on the hood, bumper, fenders and windshield can be repaired through a claim with your automotive insurance? This claim is considered a comprehensive claim. It does not add points to your record, and you pay the lower of your two deductibles.

I don't recommend using this option, if you only have one or two rock chips as the condition worsens as time passes. Also, just an FYI: If a runaway shopping cart hits your car when parked in a parking lot, this, according to your insurance, is considered a collision.

By Teresa from California