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Budget & Finance

Saving Money

Money saving tips and ideas about living frugally and keeping the money you save.

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I save money using coupons, but I also put the amount of money that I save into a savings account (minus the cost of the Sunday paper). That amounts adds up very fast.

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When I use coupons at the grocery store, I write my check that much over. When I get home, I put it in my flower pot that is covered with a silk Boston fern. If a

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Most people are aware that you get a discount on your insurance if you bundle your vehicle insurance with your homeowner's or renter's insurance. But, many people are not aware

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Dollar bills have a letter on the left hand side of each bill, identifying which Federal Bank it is from. Bills are lettered from A to M. Choose a letter or two and every night

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I am currently trying to save for a new sofa. I feel that by waiting, I'll appreciate it that much more. I decided that I want to spend no more than $700. So I divided

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Always add a label with the date a product was opened to insure freshness. If you do not plan to use leftovers right away, immediately freeze them for future use.

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Inevitably, if I go out somewhere during my lunch hour, I spend money. To avoid unnecessary spending, I pack my lunch each day and eat at my desk.

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One of our 2012 family goals was to re-evaluate our homeowners and automobile insurance to see if we could save a few bucks. WOW! This effort netted us nearly $2500 savings

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Don't purchase anything from the funeral home that you can buy elsewhere because they mark up the prices.

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I always keep a log of everything we spend and I always round up the total. For example: if I spent $1.25, I always round it up to $2.00. It sounds small, but after awhile,

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I am currently banking with Wachovia, soon to be Wells Fargo. Every time I use my debit card, $1.00 of my money in my checking account gets transferred to a Way-to-Save account.

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Here's a simple way to, sort of, "hide" money from yourself in your checkbook. You simply take the amount you're going to subtract out and round up to the next

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Looking to lower fees for your carriers, like insurance companies, TV, phones, computer, etc.? First, I bundled (calling one carrier such as AT&T to combine multiple services)

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My husband and I collect the spare change we find around the house, in the laundry, etc. I found a big antique Ball jar at a thrift store and we use that. It is easily contained

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Since the New Year is only a couple of days away, I need help saving money and really becoming frugal, especially when it comes to food shopping. Any ideas? I am only shopping

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We are thinking of cutting our bills and canceling cable TV and our phone connection with it. Are there any issues I should be aware of? Also, are those black boxes, that we will

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I've been reading a lot about coupon clipping and stacking coupons. Does anyone in the Pittsburgh North (Cranberry Twp/Butler PA) know of a good place to start grocery shopping

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Are there any tips for saving $$ at the Great Wolf Lodge facilities in Dallas, TX? Can you find coupons? We will have 4 adults and 2 children; which room accommodations

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Figure it up; if you spend $5 per day for 5 days, you are spending $25 per week for lunches. This amounts up to $100 a month!

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I have an easy and fun way to save money for extras (like a new flat screen TV for my kitchen). I started saving dollar bills by initials in the serial number. In

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Since I no longer work outside the home, I've been looking for ways that I have my own money. My husband hands over his check and never questions where it goes, but it is

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I would like to know how do I go about saving money for the future?

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When using coupons or gift cards in restaurants, I've discovered that it is very easy for the server to become confused, as to the ownership of these items. Make it a point

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Whenever cash is paid for something and change is given back, save it. Change adds up fast into big bucks. I also save the one dollar bills and group into tens.

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Savings Bonds are now paying over 3% for the next few months. The only catch, they change interest rates every May and Nov. and you must hold them 5 years or pay 3 months

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What are triple coupons? I have heard of double coupons, but not triple. I live near Akron, Ohio and I would like to know where I could find these? Thank you.

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Keep a piggy bank, and add change to it whenever you have extra. Make it a game with the kids to add "found" change. Save the money for a special outing, maybe a supper at a

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Before I retired, I used to use what was called a "Bohemian" savings plan. Why Bohemian, I don't know. It involved, if you get paid on a Friday, for instance, you would

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When the vase gets full, I take it to the bank and deposit it into my "special" savings account. Since I only glance at the statement once a month I don't see how much it has

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I am always looking for a good grocery coupon site. Most of the ones I have found require personal info or a phone number. I just need coupons, not more junk mail.

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Our bank offers a "Keep the Change" program. A painless way to save $. Every time you use your debit card, the bank rounds it up to the next higher dollar. Works great, and it

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Many of us are living cheque to cheque and trying to make ends meet. How are we supposed to save money when we barely have enough as it is now for basic needs?

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Does anyone have ideas on earning extra money to pay for summer college classes? I work FT, go to school FT and I'm a single mom. I have started saving for summer courses.

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I recently got my annual raise and have been putting it into savings. If I don't use it, it's like I never got it. A friend of mine read somewhere (not sure where) that a

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Tomorrow is the first day of my January Spending Freeze, that means no spending other than the essentials: bills, gasoline and groceries. No more McDonald's for lunch, I will bring

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Money saving tips and strategies for saving money in the new year from the ThriftyFun community. Feel free to post your ideas!

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I've lived on my own for the last 7 months, and having been around the world, and having attended a community college, I wasn't the least bit frugal with my spending habits

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It seems the more I made the more I spent, until I decided to try a special way to save money. Each month, when I get paid, I subtract an amount of money that I am

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We are all into saving money and hopefully put away something for a rainy day. I have tried this and it works for me. I have a lot of medical bills and other bills

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Consider opening a Christmas Club account. Some banks still offer them but they may not advertise them. You can deposit money weekly or as often as you'd like; however, the funds

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I just talked to a friend who was complaining that she has to come up with $1000 every October and she has nothing saved up. I asked her if she could save $19.25 on

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I made a really stupid mistake a while back. I closed an IRA upon maturity to move it to another bank with a better interest rate. I got a check for the full amount, took it

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I'm looking for ways to help save money on a tight budget. My wife and I have two young boys and are in the process of buying a new car. We are looking for

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With the 4th of July (U.S. Independence Day) coming soon, here are ideas for saving money on fireworks or fireworks display shows as suggested by the ThriftyFun communi…

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How can I save up money for a small project? I want to buy a treadmill for $700. I will be taking out $100 every time I get paid for this project. Where can I save/store the

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What do you do when you get the urge to go out and spend money for things you really don't need? I'm not usually like this, but we've been snowed in for a week and now

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I put all my change in a jar from one Christmas to the next. I always pay with bills, this way I get more change to put in my jar. When I'm ready to do my Christmas shopping,

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Where are Good Coupons? I've searched the recommended sites but nearly all the coupons are for foods that are too expensive anyway, etc. boxed and prepared foods. And cleaning

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I noticed today at the grocery store we sell gift cards you can keep loading. Hey, everyone needs groceries! So I decided after Christmas I am going to get one and put

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I have a lot of vacations coming up soon that i need to save money for. The problem is I always have trouble saving it. What are some ideas for saving my money and not spending

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My husband and I have been married for just over a year and have shared a bank account for just about half of that time.

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"I want to start saving some money each month, but don't know where to start. What do you suggest?" Here are answers from the ThriftyFun community. Feel free to post your own ideas.

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What creative ways do you save money?

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For years, we have had a leaky roof. Every summer my husband puts another coat of sealer on it (it's a mobile home) and every winter we put buckets under the leaks. I have determi

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We have a local news station here in So. Nevada that helps us save money in ALL areas of our lives. They have tips on how to take your mortgage payments from a 15

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If you have money in an ordinary statement or passbook savings account, you are probably getting about 3% less then if you put in CD's (certificate of deposits).

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