I have resolved it and didn't lose any money, but boy did it take some time and worry. They wouldn't have stolen much, but when you are not working and selling your things on ebay, $35.67 is a lot!
So, what I learned I am passing onto my TF family!
If you get an email, check the from address. If "PayPall" is spelled with two "L"s, you have to just forward it to "firstname.lastname@example.org" and they will take it from there.
The headings might say something like "Someone has fraudulently used your account" or "Your funds are not available," or anything to strike fear and urgency into your heart! Then, they will ask you to verify your account. When that happens, you will be giving them everything they need to clean you out. If you get that far, it's already too late.
Also, if you want to use your card, be careful. If someone in a store holds your card long enough while the transaction is going through, they could write it down and your next move will be to get one of these spoofs.
If you get one, look at it carefully. If it ends up in your spam account to begin with, there is your first clue. Paypal's address should be in your address list if you have an account with them, so that legitimate emails get through. When they are not the exact same email address, then they will go to spam. Most start out by saying "Dear Paypal User" or "Dear Paypal Account Holder". Paypal always uses your name and they never, EVER ask for a password.
So, word to the wise dear friends, read it carefully and don't believe it if you know there is nothing wrong. These sharks can smell blood, so don't give them any of your hard earned money. My belief in karma says these people will get theirs. Let's not let them get ours! I hope this helps even one person. They look something like this.
Flag this messageNotification of Limited Account Access RXI-112Sunday, November 7, 2010 8:25 AM
From: "PayPal" <email@example.com>Add sender to Contacts
Source: Just happened to me an hour ago!
By Poor But Proud from Sweet Home, OR
A little later, a friend emailed me another site, PetMeds, which had the answer I was looking for. I emailed the other website, told them I no longer needed the answer and to refund the $9. They emailed back that it wouldn't be a problem, and offered an answer which still did not address my question so I told them I still wanted the refund. They said OK. I waited a week for it to show up in PayPal. Then I opened a dispute in PayPal who then took on the issue. Today, I got my refund from PayPal.
This is the third time I have used PayPal's resolution center to help with purchases or services other than eBay. They are most helpful. I don't think a lot of people realize all that PayPal offers. It's the only way I pay for anything, books, clothes, etc. whenever it is offered. I know if there is a problem, it will get solved, and I'm not giving out my bank account info all over the internet.
Check it out at:
By Marti from Athens, GA
I recently had 2 such charges on my checking account from them and I didn't even know I had a PayPal account! Now I'm having a hard time getting hold of PayPal to get this account closed. They want user name and password. But since I didn't even know I had the account, of course I don't know these.
So watch your bank statements closely. Luckily my bank was very helpful about getting these charges removed and reimbursed along with other charges which stemmed from these.
By Cricketnc from Parkton, NC
Last week I received what genuinely looked like an email from Paypal stating my account had been violated. It advised me to log on and renew my information to make sure it was current.
I smelled a rat. Called Paypal - emailed it to them - it was a fake and they had that particular false web site already shut down. Never give out this kind of info as legitimate organizations will never ask you to reveal it.
By Joan in CT from Seymour, CT
Editor's Note: Being the Spam magnet that I am, I get many of these every week from Ebay and Paypal. The important thing is to never login by clicking in an email from any bank, credit card company, Ebay or Paypal.
Go to the site directly to login. Once you have given your information to one of these sites, they have it. If you should do this, make sure to go to the regular site and change all of your usernames and passwords.
I am wanting to set up a Paypal account and don't feel like it is good to use the charge card I use now for that. I'm afraid it's not safe. I'm not sure a prepaid card is the way to go; do you need one for Paypal?
By Jill from Steedman, MO
We have two paypal accounts, one for myself and one for my husband. We use our debit cards and have for the past several years. We have never had a problem. The account that I use is a small checking account - I don't even have checks for the account. It usually carries a balance of around $10 in case I don't have enough in my paypal account. I'd say it is very, very safe as long as you're responsible with the information you give out.
Have any of your winners in the US or Canada experienced any problems with PayPal? Over charges, double charges, unauthorized pull outs? Thanks and I really love your daily updates, recipes, tips, and crafts!
I've used PayPal for years to both pay for items and to receive payments from customers through ebay, and have never personally had any problems with them. However, as with any financial transaction online, people must remember to not get impatient and click the 'pay' button more than once, or they may accidentally pay again. I've often refunded a customer's double payment before they even realized they had MADE a double payment, lol...
I recently started selling on eBay and signed up for PayPal. My first item got sold and I am now waiting for my payment. How do I get PayPal to deposit the payment in my checking account? I was told that the payment sits in PayPal account under my name until I spend it. What happens if I don't plan on purchasing anything on eBay yet I would like to receive the payment on what I sold? Can anyone help? I am new to this and I am hoping that someone can advise me. Thanks in advance for any info you can offer me.
Joesgirl from Beverly, MA
In addition to transfering funds to your bank using the withdrawal option, I have signed up for a Paypal debit card. It has a Mastercard logo on it and I can use it as a credit card for free. I prefer to transfer the money over to my checking account but that can take a couple of days so having the Debit card has really helped me out when I really needed the funds now. Information on this is also on the withdrawal tab. Good luck!