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Keeping Extra in the Checking Account

When writing checks for things, always round off to the next dollar in your checkbook register. All of those cents add up! By kmurray

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Fastweb.com - College Scholarship Opportunities

If you have a high school senior in your household, check out http://www.fastweb.com for lots and lots of scholarship opportunities. Many require writing an essay -- if your son or daughter is good at creative writing, they will have an edge! By Becki in Indiana

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15 Ways to Create Some Extra Holiday Money

Originally this was going to be a list for my two teenagers but some of these ideas are better suited to adults with a valid driver's license and a bit of know-how. Some of these take a bit of planning and organizing, but most of them could be done on a fairly spur of the moment case by case basis. The great thing about a lot of these ideas is that you're spreading holiday cheer by helping to make someone else's otherwise stressful and overwhelming to-do list a little bit easier. Who wouldn't pay to have someone come do a few of these things for you? Mostly, what's important is that you remember to provide a quality item or service to the buyer with a smile on your face and in your heart. Have fun with these!

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How Did I Get In This Mess?

When I was younger and having all kinds of money problems, I ask myself this question a thousand times. It seemed like one day we were doing fine financially and the next we owed everybody. How can it happen so quick?

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Save Your Coins

Save all your coins everyday and place them in a container and after a year use that money for something you want to do, like a vacation. By Carol

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Help Prevent Check Theft: Use Gel Ink Pen When Writing Checks

I used to work at a bank and once during our monthly meeting a couple of investigators from the DA's office came to talk to us about different scams; identity theft, etc. They told us to NEVER use a regular ball point pen to write a check as the ink could be "washed" and the check could be re-used. They said to always use a gel ink pen, that the gel ink wouldn't wash off. They demonstrated by putting some regular nail polish remover in a small bowl and dipping the check and using a cotton ball to wipe until all the ink was off. Some crooks are very meticulous and leave the signature intact; but that's not really necessary since banks clear clecks electronically and only spot check signatures. If there is such a problem, though, your bank will refund the monies lost after filing a police report. By Margaret

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