Budget & Finance > AdviceJanuary 10, 2001

Attitude Check

By Doris Dobkins
Are you good at handling money? Are you good at money management? Robert J. Hastings wrote, "money management is basically self-control, for unless one learns to control himself, he is no more likely to control his money than he is to discipline his habits, his time or his temper. Undisciplined money usually spells undisciplined persons." (this is a quote, I didn't say it and I'm sure there are exceptions.)

These are some strong statements but they need to be said. So how do we learn self-control with respect to our money? The key is to obtain a proper attitude. Don't consider yourself in bondage when managing your money. Look at yourself as FREE when you do manage it correctly.

You will have freedom and power to do what you should instead of what your impulses suggest. You won't have liabilities and debts hanging over your head. You won't have bill collectors calling you demanding payments. You won't have the worries associated with debt when you can't make a payment or met an obligation. And there won't be extra month at the end of very paycheck. You will learn to be content where you are and with what you have.

So don't think of money management as a systematic plan, which you must be a slave to. Think of money management as an attitude, your attitude toward how you save, spend and earn your money.

Make today the first day on your quest to financial freedom and a debt free life.

About The Author: By Doris Dobkins, money saving expert Author of "Financial Freedom A-Z Home Study Course" and publisher of the free weekly ezine $mart Money New$ To subscribe, send an email by clicking on this link --> Subscribe or sign up at her web site: Creative Finances

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