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There is no doubt that you will save money on long distance by using a
discount phone rate. When I first started using a dial around number 4 years
ago, I saved a lot of money compared to what I was paying with my primary long
distance carrier. When you use a dial around number you are in fact dialing
around your long distance carrier, and can even use a dial around plan if you
have no primary carrier. The great thing about all of this is that you are not
limited to using just one dial around number if you don’t want to. So if you
find a plan that has low cost long distance for state-to-state calls, use it.
But if that plan has a higher rate for in-state calls, you can always use a
different dial around number to get the best phone rate within your state. For
example, on this website there are a few calling plans where you can switch your
long distance to receive a rate as low as 3.9¢ per minute for all state-to-state
calls, but your in-state rates might be higher. In this instance, you
could use a separate dial around number with a cheap phone rate per minute for
your in-state calling.
Below are some tips on choosing and using discount long distance, including
dial around calling plans. These will better inform you of what to look for and
to explain how to choose a plan that is right for you. Consumers can save a lot
of money by using a cheap long distance phone rate, but remember to read the
fine print of every plan you consider.
Choose a plan based on your needs and compare calling plans. Look at
the specifics of every long distance calling plan and don’t be afraid to use
more than one of those plans to fit your needs and to receive a cheaper phone
rate. If you find a dial around number with a discount phone rate when calling
another state, what are the in-state rates for that same plan? It cannot be
emphasized enough. You might use one calling plan that has a discount
phone rate for state-to-state calls but that same number has a much higher
rate for long distance calls within your state. Check the in-state rates! In
some cases (not all), you might save more money by using one long distance
carrier for your state-to-state calls, and a different number for your
in-state calls.
Check to see if the plan has a monthly fee . This is one area where
some consumers can actually lose by using certain dial around numbers if
they make only a few quick long distance calls per month. Now, if you make a lot
of long distance calls every month, sometimes using a plan with a monthly fee is
fine. But if you don’t make many long distance calls, watch out for plans with a
monthly fee. Let’s say you average 15 minutes of long distance calling per month
and then choose a plan that offers a low 5¢ per minute rate but has a $4.95
monthly fee. Your bill for that month would be $5.70. This means that in
reality, you have paid a whopping 38¢ per minute for that month. If you make
only a few short calls per month, consider whether a plan with a monthly fee is
worth it or not.
Check to see if the plan has a minute minimum charge per call . Some
domestic and international calling plans will have for example, a 10 or 20
minute minimum charge on every call. This means that if you use one of these
dial around numbers and then get connected to just an answering machine or voice
mail, your call might only last 2 minutes but you will be billed for the minimum
minute charge. On this website there is the Call 4 Cents plan that is 40¢ for
the first 10 minutes, then 4.9¢ per minute thereafter. Although it is a really
cheap phone rate, if you make a call that is just one minute long you will still
be billed the 40¢. One great way to never have to worry about this is to use a
second dial around number first. I will use two plans on this website as an
example.
If you are making a call to someone that you are not sure is home, you can
use the 10-10-629 dial around number for a 5.9¢ per minute rate. If you
call and get an answering machine and your call was just one minute, then you
pay only 5.9¢ for that call. But if the person you called answers the phone, you
can tell them you are calling right back, then use the Call 4 Cents 101-5335
dial around number and get the first 10 minutes for 40¢, then 4.9¢ per
minute thereafter. Remember that if you are ever concerned about using a minimum
minute rate plan, using a second dial around number first might save you some
money.
Watch for different rates for days, nights, or weekends . As if phone
bills weren’t already hard enough to figure out, some companies will have one
rate for certain hours during the day, then a different rate for evening or
night hours. Some might even have a different rate for weekends. This is
nonsense. To say this can get confusing is an understatement. When you are
shopping for a low phone rate, be aware if the plan you are considering has
these rates based on the time of day. As always, read the fine print and know
what you are getting.
Connection fees : When you compare calling plans, check to see if
there is a per-call connection fee. Some companies will hit you with a fee just
for connecting your call. Read the small print.
Watch for calling plans that have different in-state (intrastate)
rates : I am emphasizing this again. Many plans will have different
(higher) rates for in-state long distance calls. This means that you might get
5¢ per minute on all state-to-state calls, but then get nailed with a 15¢ per
minute rate for any in-state long distance calls. Remember that Intrastate
means calls within your state and Interstate means calls from
state to state. Always ask what the in-state calling rates are and if you
need to use a separate plan for just your in-state calling, do it.
Watch for rate plans based on the person you are calling having the same plan
as you. Some companies offer a calling plan with unlimited calling for a
set monthly price. For example, you might find a calling plan where
you pay $19.95 per month to cover all of your calls. But the catch is this: The
person you are calling must be subscribed to the exact same plan as you.
And if they aren't? You will get hit with a much higher per minute rate on top
of the $19.95 a month. Furthermore, even if the person you are calling does have
the same plan as you, make sure you are making enough calls to justify that
$19.95 charge every month.
Using a dial around number on a business phone : Many dial around
numbers can be used on a business long distance phone for the exact same rates
as if the call was being placed from a residential phone. Read the fine print
and the Frequently Asked Questions (FAQ) section on plan websites.
Make sure you dial the correct dial around number: Although this
sounds very simple, it is important. If you have a dial around number you are
using, make sure you use the correct number. If you misdial on just one digit,
it’s possible you could end up using another long distance carriers dial around
plan that has a higher rate.
Payphones and dial around numbers: Dial around numbers cannot be used
when making a call from a payphone. This also applies when making a call from
most hotels.
No matter who you have your long distance phone service with, watch for rate
changes . Whether you are using one or many dial around numbers, you are
considered a casual user of the companies that own those numbers. It’s
very possible that if there are rate changes, you will not be notified of those
changes. A good idea is to periodically contact the company and ask them for
their current rate. In many cases, if the rate has been lowered since you
started using the number, you can request to be switched to the new lower
rate.
Using a dial around number in a family home : If you have a household
full of people, make sure they all know and use the dial around number. One good
way to do this is to place a sticker with the dial around number on every phone.
Using a dial around number can save a consumer a lot of money, but to get those
savings the dial around number should be used on every long distance call. If
you are having a problem getting everyone in the house to always use the dial
around number, keep in mind that most calling plans are available as
pre-subscribed service. This means that you could choose that company and plan
as your primary long distance carrier and then just dial 1 + the area code + the
number to receive the same cheap phone rates as you would by using a dial around
number. This would assure that every family member could just use 1 + dialing
and you will always know you are getting the same low phone rate as the dial
around number you were using. (There are some Pre-subscribed plans listed on
this website that will also allow you to deduct 5% from your monthly bill if you
pay by credit card over the internet.)
Using a dial around number from a friend or relatives home : If you
need to make a long distance call while visiting a friend or relative, using a
good dial around number might be the best way to go. As an example, the Call 4
Cents plan mentioned on this website is 40¢ for the first 10 minutes and 4.9¢
per minute thereafter. You could simply use this dial around number, time your
call, and know exactly how much to reimburse your friend or relative. If you
make a call lasting 10 minutes or less, you would owe them 40¢. Or if your call
lasted 32 minutes, you would owe them $1.48. (NOTE: If the dial around number
you use needs an activation code to be used for the very first time to use that
dial around number on a phone line, you will need to know this activation
code.)
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