Pay Bills Online Immediately

When I get the mail each day, I immediately sort it and discard what I can. I do not hold bills to be paid later. I immediately "pay" them using the internet. I go to the website of the company and choose the option to pay my bill. Then, I change the date from the current day's date to the one I want the money to come from my checking account. This is almost always the due date!

This method reduces paper clutter, postponement, late charges, etc. I am a Senior citizen and have used many different methods, but to date this is the best one yet! I am able to shred the bill and not have it laying around the house.

By Carol from Wyoming, PA

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By 02/16/2012

For bills that have a set amount to pay each month (like house payment, car insurance & house insurance) I have set up an automatic bill payment with my bank. I am a retired senior citizen and each month, when I get my SS income (that is sent to my checking account), I put the income and automatic bill pay in my checkbook register, then pay the rest of the bills online. It makes life easier for me.

By 02/16/2012

You can go even further with the 'green' thing and have your bills submitted on-line. You can then have your bank draft payment and you don't have to do a thing but record that the payment has been made. I do this will all my bills - electric, water, mortgage, insurance, credit card, items bought on credit (always interest free for limited time - paying in full before they can charge interest). Call each biller and make arrangements now. No worries about when a bill comes in and you may be out of pocket!

By 02/16/2012

I pay my bills immediately online too. But I go to my bank and pay from there. There are never any additional charges I have confirmation numbers and my bank stands behind their bill paying. Works for me.

By 02/16/2012

I too pay my bills online and I greatly appreciate your additional ideas. I use Quicken for my check/payment register and put the confirmation number in the memo line to keep it handy. Thanks for your posts.

By 02/15/2012

I too am a senior and I love online bill pay. I've carried it a bit further. I opted for paperless billing. I get my bills via email and I have a folder in my email where I keep my confirmation numbers for a few months.