RE: Money Saving Tip: Hold Onto Your Change
Saving money is not difficult as we think about. Actually, it's quite easy! And up to now I have saved much money.
Posted on 05/12/2009 | Report Spam or Abuse
saving change
Started saving about 2 1/2 years ago and not only will it help me out with money and with bills, but also gives you self control in this world. and I don't want to bring it to the bank, until I am all done with school and cash it in before college.
Posted on 05/06/2008 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
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By the future (Guest Post)
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My mom brought me one a jar for Christmas its actually the best gift that I could have been given. I do mines a little different. I first save all my change. I also save the paper bills. If I have $20 dollars in my wallet, I'll take up to $10 of it and place it in the Jar. I now have $375.00 saved. My next goal is over the next six pay periods is to place $100 hundred dollars of each bill into the jar. I am starting with the one dollar bills first.
I have now begun to place the nickels and pennies back into circulation.(or you can take to bank and trade in for quarters or buy the change from yourself and use for dumb little purchases) This gives you more room to store dimes and quarters which you know have a higher monetary value. I think I will safe upwards to $3000 this year due to me becoming more aggressive... and its fun for me anyway.
Posted on 03/13/2008 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
I save all my change, which does add up, but I take it one step further. When I get my $100 check at the first of the month, I cash it, then buy two rolls of quarters(in other words, I pay myself first,) Those two rolls of quarters go home with me right into my Home EF. I detest spending coins, so having $20 in quarters on hand is my insurance that I won't be spending the quarters, plus I have extra money on hand. The rest is then carefully budgeted right down to the last dollar. I use the old fashioned envelope method which really helps me track my spending and keeps me on target with my budget.
Posted on 05/02/2007 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
My husband and I did this years ago and saved enough for airfare to Puerto Rico and a one week car rental!
Posted on 10/27/2006 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
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By Lorraine Keelty (Guest Post)
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This must be a very old tip - how long since we had dollar notes???? years and years. and also since we had any coin smaller than a 5c...... or do you still have these in USA - in Australia our smallest note is $5..... so not too practical to put all the $2 and $1 coins in a jar - well possible - but if you give $5 for something which costs 50 c then you have to put $4.50 away - you would soon run out of money if you are on a limited income.
Editor's Note: In the U.S. and Canada we have 1, 5, 10, 25, 50 cent and one dollar coins and 1 (in more limited use 2) dollar bills, 5s, 10s, 20s, 50s, 100s and on up.
In Australia, you might only want to save the small coins and spend the dollar coins.
Posted on 10/07/2006 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
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By Juanita Biere (Guest Post)
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This is a great idea except for most people think that they have to hold on to all change. As a checker, if a person's total is $3.26, I always ask my customers if they have a penny. It annoys me to death when I hear " I throw all of my change in the jar", Well if you can just keep a couple of pennys on you then it will save time because if I only have to pull out a penny instead of 2 dimes and 4 pennys it will save alot of time. Quite often I will get one of these people that "throw of their change in the jar" and they don't even have 1 penny. I might have 3 pennys in my till so I have to take the time to break open another roll of pennys instead of helping the next person. Can you tell that I work at a very hight volume store?
Posted on 10/07/2006 | Report Spam or Abuse
Using Cash and Saving Change
When making purchases, use only paper bills. The change you receive goes into a jar and eventually gets rolled and deposited into a vacation fund or christmas account at your bank. Watch you savings grow!
By Beth Daley
Posted on 07/01/2005 | Report Spam or Abuse
Saving Change
Save all your loose change then put it in your savings account. Get one of those battery operated banks that sorts it for you.
By joni514
Posted on 03/22/2005 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
This is so true, holding on to your change and putting it in jars does really add up at the end of the year......I also do another way of saving change..in my checkbook I round off the dollar amounts off to the nearest dollar.. it also makes subtracting in the register easier...... by doing this we're able to take yearly family trips.... Have a wonderful day in all you do!
Posted on 03/14/2005 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
We just started this in January. I'm hoping it pays for the stocking stuffers this year. Any extra will be great.
Posted on 03/12/2005 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
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By evelyn. chatham (Guest Post)
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we save our change at christmas we wrap it (have around 8 hundred to a thousand dollars) we go to pigeon forge for 3 or4 days give our grandsons 50.00 each for christmas (it pays for our room eat / shows) grandsons go to galtinton tenn. ice skateing, snow boggling, go carts we have a great time (oh i have to roll the change.)
Posted on 03/09/2005 | Report Spam or Abuse
RE: Money Saving Tip: Hold Onto Your Change
I quite often let the Coinstar machine count the pennys and sometimes the nickels too but pull out all of the larger coins. That way even though they charge a little their percentage of a bunch of pennies isn't much and it saves me from having to count and roll them up. Then I roll up the larger coins and take them to the bank. Most banks will still give you rolling tubes but require you to write your account number on them which is much easier to do before you roll them than after.
Susan from ThriftyFun
Posted on 03/09/2005 | Report Spam or Abuse
Saving Change
Save your change in a jar at the end of each week and soon you'll have a jackpot to go out on the town or on a trip or whatever you desire.
By Beth Henderson
Editor's Note: Jeffery Strain recently submitted an article with an interesting take on the pitfalls of saving your change, especially if you use a service like CoinStar to cash in your coins. Basically, don't use CoinStar machines, you will end up getting less than face value for your savings.
http://www.thriftyfun.com/finances/tf976624_fin.html
Posted on 03/09/2005 | Report Spam or Abuse
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