Well to start, we live in a 1 and 1/2 bedroom apartment and we are on Section 8 rent assistance. I am disabled and our income consists of my $631 a month SSI check in the bank.
I have nine children all under the age of 13 years old. We shop at thrift stores only for clothes and shoes, socks, etc. We sew, too. I have a sewing machine I got one birthday from my wealthy parents. We don't wear makeup, as we are all female. The baby who is 1 year old is nursed by breast. We get food benefits of $150 a month. I have a Sam's Club account and we buy our food there as well. My children get hand-me-downs from relatives and gifts.
We use the library for everything; Internet, reading, music of all kinds as we have an antique record player that works, Newspaper, other things that help me stretch the budget. We also have Internet at home for $5.47 a month from peoplepc.com. My oldest daughter has a babysitting job for extra money to help offset some cost of teen living. Our rent is $198 a month on Section 8.
I do laundry at a free place in town for people with disabilities like me. I have no live-in husband to help, but I do have a husband that lives separate from us. He helps too. He lives in the same town we do.
I clip tons of coupons for everything else we use in life and I am proud to say I save 60% off using coupons.
Our Medical is from Minnesota Medical Assistance. It's free with a small copay for prescription medication.
We take the bus on a family pass in town, so we don't own a car. Buses are fine for this family. It's the cheapest way to travel.
We have no pets that require extra care. Fish.
We also fish to eat at a river nearby our apartment. It's good eating. We buy a lot of non-name brand food.
We have a strict budget of $20 dollars a month for phone.
We use Excel Energy Assistance for winter. We wear heavy wool at night and turn down the heater.
My girls sleep on one mattress, the baby and I on another.
We don't have cable. Just reception and a DVD player for .99 rental movies at the Movie rental place. This is enough for us.
We do everything free that we can for entertainment and don't rent a lot of movies. We also own a VCR, radio, and a few cheap movies at home.
Well, this is my frugal life for my family. God Bless.
Tani Raxy from Dilworth, MN
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