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Sharing Living Expenses With a Boyfriend or Girlfriend

When living with a partner it is important to have a clear understanding of how the household costs are divided. This guide is about sharing living expenses with boyfriend.

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A girlfriend and boyfriend struggling to pay bills.
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September 7, 2016 Flag
0 found this helpful

I am a 31y/o woman living with my boyfriend, who is 56 and succesful in his career. I have lived in his house for a few months now and we've been together for almost 2 years. I knew he had plans for his 32 y/o son, who has very mild autism, to stay with him for a year to help him with his obesity.

I help with the house, I'm the cook, I play as his son's dietitian, exercise partner, driver, I take him to shows and do fun stuff. Also, I have a 4 day a week job as a dental assitant. I love them so much and I know they love me too. My boyfriend is going to retire soon (he worked at a bank with a good position) and he has slowly been asking me for monetary help.

I feel like I work a lot at home and also for both of them and also for myself. I haven't paid anything yet. But if I start paying for rent ($500) should I lessen work at home and get a part time job? I'm also in big debt.
About my relationship with my bf, we talked about marriage before, but with a prenuptial which I strongly agree. He told me all his money is going to his son. Which doesn't bother me at all.

So all this, I feel like I'm not getting anything out of it. I will have to work for my future of course, work at home, and still pay rent? Is it right that I have to pay rent and work as a "full time mother" aside from my job?

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September 9, 20160 found this helpful

That's saying is totally me right now. I really wonder if he would marry me. I should have conversation with him about our future.

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September 9, 20160 found this helpful

I feel unappreciated. I do everything I can for both of them even though I know I don't get anything out of it. I believe in karma and very patient. I feel like this is some kind of a test. But if he won't talk about marriage I will just leave.

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October 18, 2014 Flag
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Here's the thing, my BF asked me to move in last month because he couldn't move to my city. He has 4 kids. So I quit my job (looking for a new one in his city now, but he doesn't want me to work because someone needs to stay at home when kids are off) and moved to his house. Before I moved in I offered to pay he said no. But now he wants me to help with all cost. I asked him what's "the cost" he listed: water, gas, electricity, mortgage (he owns 3 places) and car. He said, just pay what you think is fair. Before I moved in he asked me how much do I want to take care of the kids and everyday living. I said no, because I'm not a babysitter and since I'm with him, I will help him taking care of his kids for sure. BTW we are not engaged. To my opinion, it is OK to share the water bill, gas and electricity, but mortgage, it is not my house!

By Heather

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October 19, 20140 found this helpful
Best Answer

While reading your entry, it totally gave me the creeps with all the red flags. I fully agree with redhatterb, and add my own opinion.

First, he doesn't want you to work. That leaves you without "your own" money leaving you totally dependent on him. Not a good position to be in. If you ever decide to leave, lack of money can make it more difficult, and delay the decision. Don't put yourself in the position to be beholden to him.

Second, it sounds like you've already moved to his city. That's isolating you. Another tactic of abusers. (Not saying he is one, but be wary.)

He's already flip-flopped on his stance of how he wants you to contribute. It probably will likely to happen again and again. Get a formal agreement to help avoid potential problems. If he balks, see that as another "red flag."

Also, the fact that you put the question out asking for total strangers' opinions tells me that you, yourself, have doubts about this arrangement. Please be cautious. Go on the internet-- NOT at home (use the library, friend's, etc.)--and familiarize yourself with the signs of abuse: domestic and financial.

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December 9, 20140 found this helpful

Ooops! Plain forgot where I was for a minute! You got me all worked up! I meant "manipulative and not very nice person." ;)

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March 30, 2016 Flag
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I am an 8 year widow. I have a house in my name. My boyfriend lives with me, but says it's not his house and does nothing as far as cleaning, etc. I am the maid. He thinks $250 a week is too much to pay. I pay the mortgage plus more. He deducts his gas and cigarettes from that. Those are not household expenses. I feel like I'm being used and abused. He does nothing and withholds any $ that are left after his deductions, as punishment. We have no written legal agreement; he wouldn't sign.

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April 2, 20160 found this helpful

A different POV on this subject -or- As Joe South said "Oh the games people play, now".

Scenario:

' It was my decision to let this man move in with me. Now, I see that it was a wrong decision. Maybe that wrong decision was an honest mistake, but allowing him to stay up to this point, after finding out his true nature, I did with knowledge and clear mind.

Hey, that makes me look weak and needy! I can't have that. It's time to shift the spotlight off me and my mistake, and make it look as if it's all his fault. I know, I'll tell a bunch of women how lazy, selfish and freeloading he is. I'll get a lot of sympathy, and advice on throwing him out. Goody! The sympathy wont solve anything, but it's nice to get, anyway. And as for the advice on throwing him out...well, I already knew that long ago....but hey!...it's the sympathy and advice that counts. Right? Right.

In the meantime, this bum is sitting across the living room from me, stinking up the place with cigarettes, expecting me to empty his ash tray, go get him another hoagie and beer, and draw his weekly bath water.

Tomorrow and the next day will be just like today, but tonight...tonight I can go to bed (yes, with him, durn it), and comfort myself with the knowledge that I have gained support, sympathy and advice from my sisters around the globe'. Yes!

Later:

(Good grief, man. I drew your bath water. You could have taken a bath before you came to bed....and I'll thank you to please get your knee out of my back).

(Woman, I'll have you know that's not my knee).

(What did you say, darlin'?).

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June 5, 20160 found this helpful

Good grief...kick him out. These situations rarely work out, and I think you'll feel better about yourself if you don't agree be a doormat. Read Jeremiah 29:11-13. GOD has a better plan for your life, and I'd guess this guy is not part of that plan.

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January 2, 2014 Flag
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My boyfriend kinda started staying here 24/7 a year ago, for the first 14 months he didn't help pay for anything. Then of coarse me being single mom of 2 couldn't afford to feed 4 of us so I had to use credit cards to be able to make it. Needless to say I'm now in credit card trouble. He decided on his own he was going to make 300$ a month payments to the card and so would I. He also paid 300$ a month toward groceries and other bills. His cell is in my name so it's 100$ which I been paying for so technically 200$ towards groceries and bills.

This lasted 2 months then he got angry and started questioning me to where "his" money is going. I told him $300 to the card 100$ to your phone and that leaves 200$ for food and bills. He eats more then 200$ a month. He yelled at me that he didn't eat 200$ a month in food so now we are back to me paying for everything. I don't know what to do, I work 3 jobs to be able to do what I gotta do and I feel used that I have absolutely no time for anything but work, make dinner, clean, and sleep. He works full time and he pays for his car, car insurance, and that's it. He wants to save his money for hobbies and spend it on hobbies for himself while I slave. I don't know, maybe this is the way its supposed to be?

By sweetsammy

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January 4, 20140 found this helpful

Self respect, young lady, self respect!

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January 5, 20141 found this helpful

Ok you stated he 'kinda' started staying with you, is he actually living with you? 24/7 would indicate not kinda he actually is. Not sure if he is the father to either of your children, but if he is then he should be financially helping you with the care of the child and household.

He doesn't sound like he is mature enough to understand the importance of things. Buying things he just wants or collects is not being responsible nor showing he cares anything about you or your children. He is just using you, a place to crash and whatever else your supplying him with.."to stop the addict you must stop supplying to the addiction".

Once he is out contact friends/family with things you may need help with, such as the children, etc. Start cutting coupons to save that extra money to catch up on bills. And if need be move to a house or apartment that is cheaper. Don't ruin your life, children's life and credit due to someone else. Especially if they could careless about you and your children. They always come first. Never a man.

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March 30, 2010 Flag
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My boyfriend of three years moved in with me a little over a year ago due to loss of a job in his city and him finding one in mine. I have two daughters that are 18 and 21 and still live with me. He buys groceries from week to week and spends about $300 - $400 a month but has not offered to pay any rent or utilities.

How should I approach him to share in these expenses too as he is living with us full time? The house is only in my name. Thanks.

By Robin from New Orleans, LA

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April 5, 20100 found this helpful
Best Answer

Talking money is tough. It's one of the hardest things on any relationship. Tell him you'd like to set aside some time for the two of you to discuss finances. Agree on a time when both of you will be fairly relaxed and not running late to some other appointment. Then, just tell him how you feel. Literally say "I feel... " Avoid saying things like "you never..." or "you always..."

If you have a good relationship and he's a good man, using kind, not accusing wording you should be able to work out a more fair arrangement. Saying something like "I really appreciate your buying groceries. It helps a lot. But I feel that we're not splitting our overall living expenses in a fair way and want to discuss how we could make it more fair."

In my mind, I would think he should be paying somewhere between 1/4 to 1/2 of all living expenses, depending on what your kids financial situations are (if they're full time students I don't think they should be expected to pay as much as if they're simply working) You may want to figure what the total monthly expenses are before you sit down together. It's honesly possible that he simply isn't aware that 300 - 400 a month isn't his fair share.

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April 3, 20100 found this helpful

I would also check out the laws in your state with regard to co-habitation. Here in Saskatchewan, if a couple lives common law for two years, they are assumed to be married. So, that means that if you lived here, your boyfriend would have some claim on the house that you own!! After two years. You have to discuss something with regard to expenses, and be sure you know what your legal situation is. $400 a month contribution is not nearly his fair share in your household.

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October 1, 2014 Flag
1 found this helpful

I have been with my son's father for almost 12 years now (yes still not married). We have been thru the worst times ever to the best times ever. Three years ago I found out he was having a relationship with someone else for 2 years behind my back.

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August 30, 2013 Flag
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I live with my boyfriend, he owns the home so I didn't get a say in if it was affordable. However it's not bad either, but he lives there with his 2 kids, 10 and 11 years old. He would have to pay the mortgage anyways, it's not like I am taking up any space being that I share a room with him.

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February 5, 2015 Flag
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I've been with my boyfriend for 2 1/2 years. I have two boys that live with us and he has a daughter that stays 3 days out of the week. He quit a well paying job because he said he wanted to see his daughter more and go to school. Well he never went to school and now he works 30 hours a week at a minimum wage job.

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