Keeping Extra in the Checking Account

Overdraft Fees Post By Drew (Guest Post) (07/14/2005) I disagree too, balance to the penny each month, I suggest. Also, get overdraft protection, so if you do bounce a check you won't be charged, but it will come out of your savings account instead. Also, to avoid fees, write the debit amount in your check register before you even hand your debit card to the cashier. I just thought of this and am going to try it myself now! RE: Keeping Extra in the Checking Account Post By steveante (Guest Post) (02/25/2005) Saving pennies is good but how about increasing each check to the nearest 10 dollar amount. You'd be amazed how this add up RE: Keeping Extra in the Checking Account Post By Elaine (Guest Post) (02/24/2005) I totally disagree with this method. There would be no way to keep your checkbook balanced each month by doing this. You should have the exact amount in the book and do not spend more than you have in there, in fact always keep extra money in it just in case you make a mistake in your math, or forget a automatic charge. It is way too expense to get overdrawn and may affect your credit rating. .