Whenever the finance manager calculates something, insist that he show you the calculation. Why? The easiest place for dealerships to take more money from you is in the monthly payment. It is VERY common for dealers to increase monthly payments by just a few dollars, even $20 per month, over about a five year period is like giving the dealership $500 extra on the spot. And unless you have a financial calculator (or one on the internet,) you will NEVER know!
By Robin Segal
http://www.thecarbuyersbible.com
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