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By Karen (Guest Post)
10/08/2008
I highly suggest Dave Ramsey's total money makeover plan. He advocates not using credit cards at all, paying cash for your cars and paying off your mortgages. You can use a debit card for things like travel. Debit cards are not credit cards. We all need to get back to basics and this is a great plan. You can find Dave's plan on the internet.
By fenderthinline (Guest Post)
10/02/2008
Yes, the key to this is IF your credit card debt is getting out of hand. The Visa I have gives me cash back, like 3% on GAS, office supplies, building supplies, and restaurants. I get app. $350.00 back a year! FREE MONEY just for using the card. I receive 1% on all other purchases like groceries and even snacks or clothes, everything. IF you can control yourself and pay off your card every month, you can make GOOD Christmas money.
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