Since becoming disabled, money has been tight. I cut corners when/where I can. Last year I decided that I couldn't send Christmas cards to everyone on my list so here is what I did: Everyone who is on my email list received an email Christmas card which I decorated with "free" clip art from the web and my own Christmas greeting.
That whittled my snail mail cards (people who didn't have a computer) down to a manageable number which I then wrote a personal note upon and mailed or gave to in person. By doing this I saved money since I didn't have to buy more Christmas cards or USPS stamps.
A lot of people thought it was a good idea and even asked me if they could copy my card. Not only did I help myself, but others were able to save as well.
I'm disabled too. Left almost 100% blind by a drunk driver 7 years ago this month. This past Christmas, I put together a short note with Youtube links to a couple of Christmas songs that blessed me. This went out to almost everyone on my email list. Pretty much the only people who got paper cards were my church family, since I have no email addresses for them. I got very positive feedback.