Watch the Pennies and the Dollars

My daughter looked at me like I was a little weird when I suggested she should not use a 39-cent stamp when a 24-cent stamp would suffice. So, does 15 cents really matter? I think it does, not so much for the dime and nickel, but for the attitude. You see, if you casually throw 15 cents away when it comes to a postage stamp, it's much easier to begin thinking slightly larger sums don't matter, either. And soon you'll be on your way to thinking $20 is not a big deal. Then you'll be headed for trouble. A wise person once said, "Watch the pennies, and the dollars will take care of themselves." I have proven that to be true, and I hope you will, too.

Here are three fairly easy ways to save some spending money and save!

1. Don't spend your coins. Save them, instead. Every evening, empty your pockets, purse and wallet of all coins. Even if the bill comes to $4.05, hand the clerk a $5 bill and stash the difference. When you accumulate $25 or so, roll, wrap and send them off to your savings account.

2. No matter how small, make it a habit to bank all coupon savings, rebate checks, and refunds.

3. Stash 5% of your pocket money, grocery money and any other "walk around" funds you control in your secret savings spot. Chances are you won't even miss it, but soon you'll discover that $2 here and $4 there really adds up.


By Bobbie G from Rockwall, TX

September 15, 20060 found this helpful

I'm with you, I always use the proper postage when mailing envelopes. We work entirely too hard for our money to freely give it away. I've never heard of your quote before, but it makes sense.

Have a great and blessed day!

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September 23, 20060 found this helpful

You know, I'm at a financial place so bad that I have to search very hard for every single penny just to keep up with my bare essential expenses. Now, that's REALLY bad when you can't even save a penny or two a day, isn't it? Even though I have little money, I am RICH in all the things God has given me and provides. I really have all my needs supernaturally met. It's certainly NOT my pennys

saved. When you're at bare-bones, you must just

learn to deal with it and to try to see any small or

large ways to make ends meet. Couple this with

increased charges for utilities, a driving ticket once in a while, and the ALWAYS unforseen expenses,

it is almost impossible for me, but NOTHING is impossible for Him. God bless you for speaking to those who can do as you suggest. It can CERTAINLY make a difference for them. : )

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September 26, 20060 found this helpful

Beofre I came to this site, I thought I was the only person left alive who still thought of pennies as MONEY & even stooped down to pick them up (It used to be seen as good luck, you know.) Once I even saw a bunch of pre-teens running along, spreading a cloud of pennies as they went. I ended up picking them up myself & hoping that the kids would never grow up to regret their behavior.

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September 30, 20060 found this helpful

You are so right on this issue, I have heard the phrase before it actually was coined from another phrase the first man to climb mount everest was pack his gear and cut his toothbrush down to nothing but the brush everyone around him thought he was crazy one of them spoke up and asked why he said "If you watch the ounces the pounds will take care of themselves" meaning cutting in little ways eventually add up in the end to pounds. therefore watch the pennies and the dollars will take care of themselves came about. I pick up pennies five makes a nickle and we would all pick up a nickle i also do the trick with my change. I deposit my paycheck in the bank every friday and round it to the nearest twenty if it is say 432.12 i will put 420.00 in checking and the other 12.12 in savings it really adds up and i never miss it.

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October 7, 20060 found this helpful

This one stonkered me - don't you have a regular rate for mail in USA? Here is Australia all letters, post cards etc which go within the country are 50c - the only time you would put on a different stamp is if the card is too large in which case it would be $1 (or 2 x 50c stamps) -

Editor's Note: Here first class stamps are one rate (presently 39 cents) and postcards another rate (24 cents.) Right now if you are mailing a 2 oz. letter, the rate is 63 cents, for a 3 oz. letter it is 86 cents. So if you put two 39 cent stamps on a 2 oz letter, you are wasting 15 cents in postage.

They will raise the postage soon to I think 42 cents for a first class 1 oz. letter which will require us to buy 3 cent stamps to use up our old postage. Hope this explains it.

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