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Hello,
Yesterday we published a recipe about homemade yogurt. You can find it here:
http://www.thriftyfun.com/tf816108.tip.html
Unfortunately a couple of key pieces of information were not in the recipe, the quantity of heavy cream and when to add it to recipe. Is there anyone out there that has made a similar recipe that can shed some light on this? We sent email to the author but if anyone has any ideas in the meantime feel free to post them. We apologize for the omission.
We have a lot of readers in Florida, we hope you all weather the hurricane safely. Our thoughts and prayers are with you guys.
Thanks for reading,
Susan
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Today's Tips
Tips for Throwing a Successful Garage Sale
1. Guerilla Advertising: Make lots of signs to post around your neighborhood before the morning of your sale. The sign should include your address (obvious yes, but easily forgotten!) and directional arrows pointing the way.. Printing them on bright colored paper or coloring them in makes them more attention grabbing. After the sale, be a good neighbor - remove and dispose of your signs.
2. Wherever possible, price your items ahead of time and label them. People are likely to buy more if they don't have to ask you "how much is this?" twenty times in a row.
3. Use removable stickers for pricing (drafting tape also works well for this). Damage from a price tag might lose you the sale!
4. Be sensible when pricing.A yard sale is not the place to sell a valuable antique for its true value. People go to yard sales because they want a good deal (we're talking a couple bucks to 10 cents for most items and possibly twenty dollars for furniture). Make sure they get one. Otherwise, you may want to sell your item through another type of venue.
5. Have a bunch of items that seemingly have no value? Throw them in a big box or on a table and label it "Free." Your generosity will endear you to customers and make them less likely to offer you a ridiculously low price for the items you want to sell.
By Lisa Trudeau
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Less Wrinkles: Hang Dresses and Suits Quickly
Don't toss that suit jacket on a chair when you get home! Hang it quickly and it will help reduce wrinkles. The heat from your body helps ease the wrinkles out of the garment as it hangs. The same goes for dresses.
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This is an old used car dealers trick. Take a 2 lb can of any type ground coffee and cut up two onions in big chunks, mix this with water in a large metal boiling pot, like the kind you cook pasta or corn on the cob. Put it in the back seat and roll up the windows and let it bake in the sun for 1 day. Throw the mixture away and roll down the windows for an hour or so and NOW you have a nice smelling car. I didn't believe it until we got a car that was so bad, the white on the interior was yellow, of course you have to clean the interior first. By K. Swartz
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Here's a quick way to make a lint remover in a pinch. Roll up a magazine and tape both ends. Then wrap another piece of tape around the top of the roll, sticky side out. When the stickiness wears out, add a new piece of tape.
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Save on time and work by doubling your dinner recipe and trading with a friend. You might get to try some new dishes this way, and you get a night off from cooking : ) By Doggy
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This is a little late for the garage sale issue, but if getting rid of clutter is your main reason for having a sale, Bag Bargains is the quickest and easiest way to accomplish this and make a little money, too. We have had great success with all the little items that accumulate in junk drawers, etc. Things like can openers and silverware, books, hair accessories, knick knacks, etc. Just put everything out in boxes...no need to sort. ...post a BIG sign that announces your price...We do 50 cents an item or $1.00 a bag, and have collected as high as $75.00 during a sale. By Harlean from Arkansas
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Save Energy and Money When Doing Laundry
More ways to save money on energy costs:
Wash all clothes in cold water.
Put clothes through a 2nd spin cycle in the washer to get even more of the water out before putting them in the dryer.
Hang your clothes out to dry.
If I come across any more tips I'll pass them along.
Cindy B in PSL FL
Feel free to post more ideas on the website.
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Frosty Cool Drinks When Traveling
Save and use screw top tonic or juice (plastic) bottles after washing and drying them well. When you're off for a trip, lengthy or otherwise, don't stop for cold drinks for everyone along the way. The night before, pour inexpensive tonic, punch or water into several bottles, filling them from 1/4 to 1/2 way, cap them and put in the freezer. It takes from 1 1/2 to 4 hours to freeze solid. In the morning, fill them with the appropriate drink and they'll stay frosty and cold for a good long time; for many a restless mile! By Nett
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Attach Balloons to Your Garage Sale Signs
Garage sale tip:Attach balloons to directional signs. The moving balloons help people see your sign and not get lost! By Jeannez
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For a fresh taste to green salads I put a sprinkling of frozen green peas on top. It keeps the salad greens crisp and adds a fresh picked flavor to the salad. By Annie Girl
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Double Coupons at Fred's Discount Store
Fred's Discount Store has double coupon day on Saturdays. I wasn't aware of this until one Saturday I used a coupon & noticed the cashier doubled it. I asked & found out that on Saturdays they double the coupons - even $ 1.00 coupons! By Ameyers Editor's Note: We don't have these in our neck of the woods. Looks like a big chain in the south. Here's their site, it has a store locator: http://www.fredsinc.com/index.html
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Feedback: RE: Decision Time: Home Equity Loan or Home Equity Line of Credit?
I have a HELOC. Its my only bank account and my wages are paid straight into it, saving on interest immediately as the interest is calculated daily. Because of this I also use my credit card for all purchases, (to leave the cash in the HELOC for longer), and pay everything off the card that would accrue interest each month by automatic payment. I do not need a cheque book. The only banking fees I pay are the interest on the balance owed and $12/month fee - no transaction charges for unlimited withdrawals or any deposits or direct debit bill payments scheduled from the account.
Initially my aim was to be mortgage free and by frugal living and leaving all spare cash in the loan I reduced my mortgage by 1/3 in the first year. It is very encouraging to visit the netbank each month and see your mortgage dropping fast! This disciplined saving allowed me to extend the line of credit to purchase a second house I unexpectedly fell in love with, while finishing the renovations on the first.
Now, after a year I have sold the original house - reducing my HELOC to $10,000. I will be using the equity to extensively renovate this house and purchase any large ticket items I need like new freezer, kitchen appliances, etc - bringing the HELOC up to around $30,000 - $35,000 by the end of this year. I have then given myself 18 months to pay off the HELOC and accumulate an emergency fund. I will then reduce my work hours/semi retire at 55. I am a 53 year old single nurse so not a big earner but the HELOC is the best thing I could have done.
Just paying my ordinary capital and interest mortgage was somehow 'invisible' - I never seemed to be getting anywhere! The incentive of seeing the HELOC fall each month is very motivating! The only caution I would like to stress again is you do need discipline. While renovating it is very easy to maintain the HELOC at its limit and if you carry on spending, paying only the obligatory interest, you may find yourself at retirement owing the same as you borrowed initially. I was never a big credit card user anyway so know I will achieve my goals. Interestingly the bank has told me I can maintain my HELOC for just the $12/month fee even when the loan is paid off. If I ever needed to borrow money again this would save the $600 loan set up fee.
So, all things considered, for a disciplined spender/saver, I can't recommend this method of paying off your mortgage highly enough! Just out of interest I am in Australia and bank with the Commonwealth Bank of Australia.
Regards
Jo Post Feedback: Click Here
Feedback: Make Your Own Cut Veggies - Get Your Kids Involved
Why not let your kids help with the shopping? Give them a list of veggies you want them to buy and the amout of money they need to cover the"lower" cost . Let them figure out the best bargin...If they come back with change and bags of "uncut" veggies, shower them with praise for being so "Smart" with money. It can be a lot of fun if you make it a game. Maybe the smartest shopper GETS tohelp cut them up...just a thought. My sister always sent her son to do the shopping even when he was a kid because she said, he was a much better shopper than she was. good luck.
By Karen
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Feedback: Teach Your Kids How to Budget by Example
If you budget or you don't budget, it doesn't matter. You are teaching your kids by your example. If you are thrifty by nature, that's what you teach. If you spend every penny, that's the lesson taught. You want your kids to be smart with money...take a hard look at your own habbits. Are you reading books on money, taking classes, getting professional advice to improve your own finances? Learn with your kids. There are lots of great starter books for kids at your pulic library (for free). . . One thing my mom did to stop the compulsive spending was this: If we HAD to have some thing right NOW. She would tell us to go home and think it over for a day or two then if we wanted it, and we had the cash, we could buy it. Most of the time we lost interest in having to have it.
By Randy
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Feedback: Uses for Out Dated Satellite Dishes
What about making it into a sundial for your garden? IT would be beautiful, well when you're done decorating it, and practical. That way when you're outside tending your garden you wouldn't have to wear a watch and you still be able to keep an eye on the time.
By Suzanne S.
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Today's Recipe: Today's Recipe: Bananas
By Jennifer A. Wickes
This recipe was too long to include in the newsletter so please check it out online at the link below. Post Feedback: Click Here
Tip Contest
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Frozen Assets: How to Cook for a Day and Eat for a Month
By Deborah Taylor-Hough
Frozen Assets is small in stature, but jam-packed with meal-planning advice. It contains recipe ideas, plus detailed instructions on how to get the maximum value from your food dollar, while also slashing meal preparation times.
New Requests:
Getting Leather Tanning Smell Out of Leather Jacket
How do you get that very strong leather tanning smell out of a leather jacket? Marge
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Does anyone know how to make those dense meat loaves. I always end up with a crumbley slice. I use fresh onion, bread or cracker crumbs, and egg and ground beef as lean as I can get it. I would like to make one you can slice for a sandwich. Like at the store or on TV, right lol SusanfromHamilton
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Better Interest Rate on Credit Cards
I am trying to get a better rate on my credit card. It's currently 15%. I have pretty good credit and would like to be paying this off a lot faster. I am paying over the minimum but can't pay anymore so a lower rate would help a lot. Anyone have any tips or things to watchout for? I don't want to do something that makes my situation worse. Banks are scary :-) Thanks, Ani
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Looking for Plastic TV Dinner Type Containers
I was wondering if anyone out there would know how I could get plastic containers or something like the ones that tv dinners come in. I have looked around on the net and I haven't been able to find any that I could buy. Thank You in Advance -Wendy
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Clutttered Room and Sleepover Birthday Party
I'm having a sleepover birthday party. My room is so out of date! But it's so cluttered that I can't do anything with it! Please help me!!
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Party with Victorian Wild West Theme
My cousin is getting married and I am throwing the bridal shower, but we have all been to a million showers with the same old tired schedule and no creativity. She works at an art college and threw me a fantastic Mad Hatter tea party for my baby shower. I want to do something as fun and creative for her shower that goes along with her Victorian Wild West themed wedding invites. I am looking for a company that will come in and take old fashioned pictures but want other ideas that won't make it look like a hoedown theme... K
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Bait for Trapping Yellow Jackets
What can I use to get rid of jellow jackets? Is there any one thing that would attract them so that they would go in a trap for yellow jackets? We bought 4 of the traps and put the liquid in but now that has lost its power. Sincerely, Patricia
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Cleaning Tomato Stains Off Plastic
I wonder if anyone knows how to get tomato stains off plastic. I cooked tomato rice in a plastic pot and know it is stained .. any ideas how to remove it.? Thanks, Wonderfulone from Hamilton
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More Reading
How to get Your Children Brand-Free
By SavingSecrets.com
Those of you with children know what an excursion to the local mall or supermarket can be like. If you're not careful, this simple trip can easily become a wallet draining experience.
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Reading the Fine Print in those Low-Rate Credit Card Offers
By Scott Bilker
Taking advantage of low-rate offers is almost always a good idea. That's where the bulk of interest savings are found when you're managing your debt. However, there may be hidden costs that need to be uncovered before deciding to accept a seemingly good deal. It is imperative that you read through and understand the entire low-rate offer. That includes the letter, the back of the letter, and every bit of the fine print.
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Thanks
Susan
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