Budget & Finance > Credit CardsSeptember 19, 2004

Credit Reports - Quick Facts

  • You have a right to receive one free copy of your credit report from each credit bureau each year.
  • Interest rates can vary depending on your credit score.
  • Credit bureaus collect information from companies who have granted credit to you and from public records and courts in state and county offices.
  • The three major credit bureaus in the United States collectively hold files on 95 percent of those who use credit.

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By
08/14/2007

because not all companies report to all credit bureaus

By
08/14/2007

I WENT TO TRUECREDIT.COM AND ORDERED A COPY OF MY REPORT FROM ALL THREE BUREAUS WITH CREDIT SCORES. A MONTH LATER I ORDERED GAIN FROM 2 DIFFERNET COMPANIES AND THEY HAD DIFFERENT INFORMATION AND DIFFERENT SCORES. WHY IS THAT WHEN I ORDERED THEM AT THE SAME TIME?

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