Where I bank, they have a minimum balance requirement to avoid monthly service charges. Since my checking account seldom contains an excess, I was being dinged for $2-3 each month. I stopped in and asked what I could do to avoid these fees, and was told that clients with direct deposit are exempt from these fees. I signed up for direct deposit of payroll, and have not paid a service fee since!
By Becki from Logansport, IN
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