Banks With No Minimum Balance

Can anyone recommend a bank with no minimum balance?

By Kirm from Erie, PA

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February 28, 20110 found this helpful

You would have to call the banks in your area and ask the same question.

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March 1, 20110 found this helpful

I don't know which banks are in your area. Do you mean checking or savings accounts? You can research the various banks online or give them a call as MCW suggests. If you are over 50 many banks have special free senior accounts. If you have a direct deposit done monthly (like payroll or Social Security) some banks will give you free accounts. Ask.

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March 1, 20110 found this helpful

I bank at credit unions, they usually require a $5 minimum balance in savings. They are also not as "fee-happy" as banks. I have had overdraft charges reversed if a deposit came in after the check cleared.

Good luck!

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March 1, 20110 found this helpful

Try PNC Bank - they likely have accounts with no minimum.

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March 2, 20110 found this helpful

Regions.

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March 3, 20110 found this helpful

Go to your local credit union and get away from any large national bank!

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March 3, 20110 found this helpful

Dollar Bank. I know they have offices in Pittsburgh, not sure about Erie.

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March 4, 20110 found this helpful

I refuse to do my banking at any bank. My credit union has a $5 minimum on savings, $0 minimum for checking. Fees are much lower, and cu employees treat us like royalty even though we keep very small balances. Don't know how cus are in your area, but ours includes us in their annual profit-sharing. Last but not least, I never got better than 5% at a bank... I think it was half that for savings. My cu savings reaps a 7% APY.

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March 6, 20110 found this helpful

Go to a credit union.

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