Daily Thrifty Tips - November 19, 2008

I hope everyone is having a nice week. We have a great My Frugal Life eassy in the More Reading section, be sure to check it out.

Thanks for reading,

Susan

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Crafting for Fun and Money!

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Craft Project: Turkey Treats

This is such a fun project! Do it with your kids or by yourself. Great for the Thanksgiving table, or to make as a treat for your child's class.

Approximate Time: 15 minutes

Supplies:

• chocolate chip cookies
• chocolate icing
• candy corn
• bite-size Oreos
• chocolate candy ball

Instructions:

1. Spread icing/frosting over the surface of two chocolate chip cookies. Place six candy corn "feathers" around one of the cookies and then stick the end of this cookie into the icing spread on the second chocolate chip cookie so it stands up like turkey feathers.
2. Place one bits-size Oreo onto the icing of the bottom cookie in front of the feathers. Spread a little icing on a second bite-size Oreo and stick it on top of the first, using the icing as glue. This is the turkey's body.
3. Use icing to glue a chocolate candy ball head on top of the Oreos.
4. Cut two white pieces off two candy corns for eyes and attach them to the head with a dab of icing.
5. Cut the yellow part off one candy corn. Discard the yellow and use a dab of icing to attach the remaining section to the candy ball for the beak.

By Marie from West Dundee, IL

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Sunny Lisa (Vizsla)

Sunny Lisa is an 8 year old Vizsla. I got her 8 years ago.

She likes getting in the garbage, running inside or outside, eating,and lots of napping. She has eaten a 1 dollar bill, I had it in my hand and she snatched it! She also gets jealous easy. And she HATES other dogs!

By Lydia from Erie, PA

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Garden: Produce Year Round

This is picture of my garden. I have fresh food all the year, even freeze some. Veggies in spring and summer, all kind of greens in winter time. It saves on grocery bill.

By Kathleen from Dothan, AL

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Craft Project: Plaid Heart

Here is another ornament I made and am sharing with you. This one is a Plaid Heart.

You can make it with any fabric. Glitter felt is cheap and fun, as is fabric that has holiday prints on it.

Choose the size of heart you want. This one is 3.5 by 3.5 inches. Stiffen the fabric with a 3 parts glue to 1 part water mix. When dried, the fabric cuts like paper.

Lay your stiffened heart on felt that goes with your color choices. Crimp around the edges for a cool look.

Sew with coordinating crochet thread in a running stitch around the edges. Cool glue a ribbon and button on the front, plus a hanger on the back

Enjoy!!

NOTE: With just a little work, you can also cut an oval or heart out of the middle, insert a photo in between the fabric and the felt, with a bit of clear plastic to protect it, and "encase it" in the ornament.

What relative wouldn't love that!!

By Sandra from Salem, OR

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Family: Emily In Her Heirloom Dress

This picture is of my granddaughter Emily who was born 9/15/08; she is wearing her mother's dress. The dress is white and has a matching lace blanket. I have a photo of Emily's big sister Hannah wearing the same dress. I plan to have it monogrammed with the names of the mother and daughters and framed in a shadow box.

By Jose from Tennessee

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Scenery: Barcelona, Spain

By Yana from Brooklyn NY

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Preparing for Tough Financial Times

In the event you find yourself unprepared for the financial hard times we are facing right now, Don't panic, here are some things you can begin to do to help weather the storm.

1. Don't PANIC. Panic always leads to poor decisions
2. Stay invested. Markets fluctuate. Always have, always will.
3. Don't obsess. DON'T check your balances every day. This will help keep you sane.
4. Live within your income, spend less than you take home.
5. Create a written budget.
6. Stick to the budget, avoid impulse purchases.
7. Save something each pay period (even if it is only $10). This will allow you to build an emergency fund to avoid financial catastrophes that are sure to make an appearance in the future.
8. Limit your use of credit cards and other debt vehicles.
9. Buy used (clothing, card, etc).
10. Remember that GOD really owns it, he is just letting you manage it for awhile!

Editor's Note: What are your tips for surviving tough financial times? Feel free to post them below.

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Gift Idea: Bedroom Makeover

This is our second year doing this. Last year we did a bedroom makeover for our youngest daughter. She was locked out of her room until Christmas Eve. We are a family of 6 and everyone did something to the room. Our youngest son liked the idea so much that he asked to have his room done this year.

By Liz from New Baden, IL

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Reusing Wrapping Paper

You get a gift that is wrapped with beautiful paper or a beautifully decorated gift bag with lovely tissue paper and you would like to save and reuse the gift paper or the tissue paper, but it's all crumpled and creased.
Well here's a way to make it look practically like new again. IRON IT!

Yes, ironing with a Medium HOT iron and steam will take almost all the wrinkles and creases out and make it reusable. CAUTION: Keep the iron moving on the paper or it will burn.

Source: My Mom.

By Kalene from Oregon City

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Watch Out For Counterfeit Internet Coupons

I just wanted to alert everyone about some counterfeit coupons from the internet that are going around. I work in a grocery store and my boss showed us these coupons. A certain word in the coupon appears twice in the coupon, it is something like "vrylmkt", as I said it will appear twice somewhere on the bottom of the coupon. If you see this word get rid of the coupon.

By Jamish from Tribune, KS

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Stick Old Photos to Magnets

My best friend is a photography major. We were going through pictures one night and came across a great idea. We went to Wal-Mart and bought a pack of business card magnets in the school supplies section. We took wallet size pictures and placed them on the sticky part of the magnet. Just trim to fit and you have a great gift for parents, grandparents, and anyone else that you think would enjoy!

By Keri from Boone,NC

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Stacks Books Under Lamps

With the cute lamps that I'd like for my living room being to expensive for me right now, I have to make due with what I have, so I've taken little, less expensive lamps and put them on books! It looks real cute and all you have to do is pile-up some books, what ever height you'd like and put the lamp on top. Hard cover, paperback, cookbooks; they all work!

My daughter has started do it also. She's not much of a reader now, working and being busy with children, so she picked some up at yard sales and library sales! Hope this helps someone out!

By Corky from Dunkirk, NY

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Share Expensive Gardening Tools With Neighbors

My friend, who lives in another town, says she and her neighbors all share their lawn and gardening tools. This way no one has to be out the purchase price of expensive items, like lawn mowers, garden tillers, leaf blowers, etc., unless they just want to be. Clever idea!

By Terri H. from NV

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Cleaning Burner Pans With Dishwashing Detergent

Put 1/2 cup of any powdered dishwashing soap into a roaster pan full of water. Stir; then add the burner pans. Bring to a boil and let simmer for 30 minutes. Cool and you should be able to just wipe off all the crud. If especially bad, take a brillo pad to it BEFORE you wipe it. Afterwards, wipe your burner pans with Crisco and the next time they will be even easier to clean.

By Diane from Sallisaw, OK

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Freezer an Envelope to Remove a Stamp

To remove a stamp from an envelope, put the envelope in the freezer for a few hours. When you remove it, the stamp will pop right off. The adhesive is still good and the stamp can then be placed wherever you want to use it.

By Sandy from Elon, NC

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Freeze Leftover Sauce in an Ice Cube Tray

If you have left over tomato sauce from an 8 ounce can, don't throw it away or stash it in the fridge where it could be forgotten. Instead, I pour the rest into an ice cube tray. After they're frozen, pop them into a ziplock bag. Whenever you need just a little tomato sauce, you have them right in the freezer. No need to open another can and no waste!

By Clara from North Andover, MA

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Product Review: Freschetta Amore Frozen Pizza

We like carry out pizzas but usually can't afford those prices. When we're in the mood for pizza. We go for those "Freschetta Amore" pizzas, in the grocery store freezer section. They're the next best thing to carry out pizza. I've never had a frozen pizza taste like a carry out pizza before purchasing this brand. The pepperoni is good, but we prefer the supreme. So the next time you're wanting pizza, try this kind, you'll be surprised that it's not your basic frozen pizza!

By Terri from NV

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Keep Spare Clean Ketchup Lid

I keep a spare ketchup lid in my kitchen drawer. When it gets sloppy, I just swap lids and put the dirty one in the dishwasher. I do the same for the ranch dressing. It's so easy, my kids will even swap it out. If you don't have a dishwasher you could drop it in a dirty glass with some water, and wash it up when you do the dishes.

By Diane from Rochester, Mi

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H2O Mop Reviews (As Seen on TV)

I would like your opinion on how effective the H2O Mop is. It's available on eBay and seen on TV infomercials.

EvieSav from Savannah, GA

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Paint Color Advice for a White and Gray Kitchen

I would like to paint my kitchen (again). I'm not sure what color to go with. I have white cabinets, gray countertops, white trim and chair rail and gray floors. My kitchen has doors that lead into the Living room and dining room that are painted a toffee crunch color. I painted it a very bright yellow and really don't like it. Any suggestions?

Judy from Bellingham, MA

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Adhesive for Card Making

I am trying make cards and cannot find a decent adhesive. I have tried the roll on tape and find it just to frustrating with gumming up and all. Any suggestion on a good adhesive that will stick and not release from card? Thank you in advance!

Darline from Troy, NH

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Recommendations for New Cookware

I am looking for some new cookware. Everything I have is mis-matched or scratched or just plain ugly. It doesn't have to be really inexpensive. I want something that will last. I am so tired of having to get new cookware every year or so. I would like something easy to clean, but I don't want anything with Teflon or T-Fal or anything that will scratch and come off. It is so unhealthy!

I know that I can count on all my ThriftyFun "friends". I want to research everything before I buy, even if it's not until after Christmas. I just want to start the new year off with new cookware that I don't have to fuss at every time I use it. Thanks.

Margaret from Denton, Texas

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Brownie Pan Recommendations

What is the best pan to cook brownies in? I use a small nonstick square 8x8 baking pan by Bakers ($6.99). I buy the small brownie or muffin mix in the pack by Pillsbury. The nonstick surface seem to chip after using them a few times and I have to keep replacing the pan. I don't know if its the pan or the kids not using it properly. Please advise.

Onesummer

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Ideas for Using Old Polo Shirts

We've been cleaning out lately and getting rid of stuff we no longer need. My husband has several disreputable pique polo shirts that should no longer been seen in public and I'm looking for uses for them before they wind up in the trash.

Kathleen from Starkville, MS

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"Nursery Rhyme Christmas" Christmas Parade Float

Our Christmas parade theme is "Nursery Rhyme Christmas", and I need help. I work for a recycling group, and we want our float to fit the theme. Any ideas?

enviroed from Texas

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Re-Installing Clothesline Posts

I want to re-install my clothesline posts. Years ago we cemented PVC sleeves in the lawn to hold the posts. When we removed the posts, the lawn grew over the sleeves. Is there a simple way to find the location of these sleeves so I can re-insert my poles? Or should I just start digging!

Charlotte from Waco, TX

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"Train" Christmas Parade Float

My church is wanting to build a train for a Christmas float theme, any ideas? I need help! I need a pattern and a supply list.

Sheila from Olive Branch, MS

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Changing Autofill Options

My husband set up the autofill data and as he is now deceased, and my email address has changed I need to change the details on autofill.

Clare

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Chicken Enchilada Recipe

I am looking for a recipe for chicken enchiladas.

Sandra from North Las Vegas, NV

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Burn Hole on Microfiber Couch

Should I be worried about a small burn in Microfiber couch? I have a very small burn in my microfiber couch. I don't want the hole to get larger but don't want to ruin it by trying to fix it if I don't need to. I am assuming since this is a burn that it sealed the fibers and that the hole will probably not get larger. Am I correct in assuming this?

Theresa

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Removing Hard Water Spots from Refrigerator

My mother-in-law has very hard water. She is unable to hook up her water softener to her fridge where she has water and ice on the door (a side by side). The whole back panel is loaded with white water spots that will not come off. Any ideas to get the spots off the black plastic?

Sandy from CT

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Getting Auto Grease off Hands

What is the best way to remove auto grease from hands/nails?

Wasco from Sacramento

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Can I Find Better Health Insurance?

My husband's work is changing our insurance to a high deductible ($2600 for the family) insurance. It will start in Jan. I am looking for anyone who has gotten their own insurance that is better. If we go with this I will be terrified to take any of us to the doctors, as we would not be able to afford it. They keep taking away and making our health insurance go up with less and less coverage but they have not given him a raise in 3 years. However, I am thankful he still has a job (for now).

wacky camper from Westland, MI

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Converting Desk Drawer into Keyboard Drawer

I am trying to convert the center drawer of a desk into a keyboard drawer. I am trying to maintain the front of the drawer by having it hinged somehow. Any ideas? Thanks.

Wendy from Longs, SC

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Clover Valley Pudding and Pie Filling

Where can I order a case of clover valley pudding and pie filling? Does anyone know how much will it cost us? Thank you.

Dianna from Campbellsville, Kentucky

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Paint Color Suggestion for Navy and White Kitchen

I have a navy and white back splash in my kitchen, which I love very much. I would like to know what color to paint the walls. The cabinets are white and the kitchen is open to the living room. I do not want blue in my kitchen, I have enough blue in the house. What would you suggest?

Gloria from Wiscasset, ME

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What is This Plant?

I have two plants I can not identify. Could you please share what you know about these plants? Thanks.

Hardiness Zone: 7a

blckqueen58 from Oklahoma City, OK

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Trouble With Pampered Chef Cookie Press

Can somebody tell me what I'm doing wrong before I have a temper tantrum and break my cookie press? I have a Pampered Chef press and I lost the directions in a recent move. I've tried using another recipe I found and it's not working. I either literally blow the plunger end off the thing (dough too cold?) or when it comes out the other end it won't come off.

I have to manually scoop it off which ruins the design. I'm not even sure which end of the design plate goes out. There is a difference in the sides of it. I've only used it one other time several years ago and remember having trouble then but finally figured it out. However, this year I'm older and less patient or something. Can somebody please help me?

Judi from Elgin

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Looking for a White Buccaneers Throwback Jersey

I'm wondering if anybody knows where I can get a throwback Jersey for the Buccaneers? The only catch is my boyfriend wants a white jersey with orange writing. I guess it was their away jersey until 1996. I can only find orange throwback jerseys. I would greatly appreciate any help. I've been searching the web for days. Thanks.

Angela from Tampa, FL

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Mayhaw Jelly Recipe

My mom used to make Mayhaw jelly and it was so good. It had a slight tartness to it that I never have found in any that I have purchased. My mom really didn't want to share the recipe. Would anyone happen to know how to do this? If anyone knows how to make it like this, please let me know how its done. I would be so grateful!

Nolasandy from Kenner, LA

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Smoke Alarms Won't Shut Off

About a year ago we had a severe storm that tore a 20 ft hole in our roof. Contractors came out, and repaired the roof, drywall, and paint. Now it's as good as new. Fast forward to yesterday I'm on the computer working and my hard wired smoke detectors all start going off. I quickly ran through the house checking for fire/smoke, thankfully I found nothing. I then contemplated one of the batteries went dead so I pull all the batteries, still no luck.

Next, I went to the circuit breaker box and selected multiple GFI breakers to off position. After waiting a few minutes I switched back on the breakers and they started going off again. Being it was late on Saturday and we were not in danger of a fire I decided I would research further and possible call an electrician for Monday.

After searching the internet on this subject I've come up with the following repair opportunities:

• replace batteries and check
• replace detectors and check
• call electrician and spend min $500

Any assistance would be greatly appreciated. Oh yes, I'm not sure if the home damage occurring is relative, I personally don't believe so or I would have had an issue before now. Thank you.

Sstchester from Haslet, TX

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Decoupaging a Formica Countertop

Can you decoupage over Formica countertops?

Judi from Florida

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Wedding and Reception Locations in Baltimore, MD

I need help finding an inexpensive wedding venue so close to the holiday season in the MD area. I just got engaged this Nov 4, 2008 but we have a wedding date of Dec 20, 2008. I am trying to find an inexpensive location for the wedding/reception combo.

I really do not want to have it at home but I do realize I have almost NO time left, little money, and its the last Saturday before Christmas of this year. Please help, I am open to all suggestions and I am feeling a little desperate!

Lynette from Baltimore, MD

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What Makes Horseradish Bitter?

What makes my horseradish bitter sometimes?

Pete from LaPorte, CO

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Ideas for County Fair

I need some ideas for a theme for a county fair and game ideas for both adult and kids. The menu is hot dogs and burgers. Cheap ideas would be great. Thanks.

Kim from Cove, Arkansas

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Red Lobster Style Coleslaw

If anyone has a recipe for Red Lobster's coleslaw I would appreciate if you would pass it on. Thank you.

Barbara from Boerne

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Christmas Theme Ideas for Motorcycle Riders

My husband and I dress up like Santa and Mrs. Claus and we also belong to a motorcycle group. Last year we rode a red trike and other members rode their bikes dressed like elves. Their motorcycles had reindeer names on them, it was a big success. But this year we need new ideas. Does anybody have any ideas?

Lilymae from Monteagle, TN

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Making Adjustable Yarn Necklaces

Does anyone know how to make necklaces out of yarn? They were adjustable with a bead on the back they were made with several strands and it was not the normal yarn it was more like fancy ribbons?

Carole from Rice, Minnesota

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Saving Money on Christmas Ornaments

Tips for Saving Money on Christmas Ornaments. Post your ideas below!

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Crafting for Fun and Money!

If you are an avid crafter, capable writer and own a digital camera, you are eligible to participate. Submit your craft projects to ThriftyFun and we will pay $15 for any crafts that we publish.

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My Frugal Life: Be My BFFF (Best Frugal Friends Forever)

BFFF? Yup, best frugal friends forever. These days, particularly in Michigan, frugality isn't just a chosen lifestyle, it's true survival! I'm over 60, disabled, widowed, with abso-posi-lutely no family; therefore, there's no one I can call upon in a pinch for an extra few dollars.

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