I am 64, my fiance is 65, and we are getting married in November. Would it be financially better (taxes, health issues, etc.) for me to keep my current last name? We have both been married before and have grown married children. We both receive SS, and have separate savings and checking accounts. He owns a business and will work for 2 more years. We also have a prenuptial agreement and wills.
When I got married at 50+ I kept my maiden name, because this is my professional name. It causes a bit of confusion occasionally - but then I can always call myself by a hyphenate - i.e., first name, maiden/professional name, hyphen, husband's last name. (In Europe it was illegal not to use your husband's last name when married & my sister had to insert here maiden/professional name as sort of a middle name before her husband's name.)
When I got married young I took my ex's last name. Then when we divorced I immediately went back to my birth name. And now that I'm older I would never give up my birth name. Especially since both of my parents are dead. Why would I take the name of a man's family when they aren't even blood relatives. My father's family name is more important to me. But then I don't plan to ever get married again either. I like having everything just in my name & having complete control.
I'm 63, and if I ever chose to remarry I'd definitely keep my name, affairs, as near the same as prior to marriage as possible because in this day/time of confusion and changes, one needs to help the data processors and government/insurance/banks, etc., as much as possible, especially at our age. Congratulations and God bless you in your adventure! : )
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