Daily Thrifty Tips - April 4, 2008

We have great lots of new tips and request today. Hope you enjoy them. Have a wonderful weekend!

Thanks for reading,

Susan

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Crafting for Fun and Money!

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Craft: Soft Sculpture Butterflies
By Debra Frick

Imagine yourself at a yard sale and you just found the most beautiful blouse and they only want a $1.00 for it, but it is dated with those shoulder pads that they seemed to put into all expensive clothing. So you decide "what the heck, I will buy the blouse anyway and get rid of the shoulder pads."

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Oscar (Tabby Cat)

Oscar is almost 2 years old. My Grandmother adopted Oscar from the local animal shelter. When she moved into an apartment that does not allow pets, he came to live with my husband and I.

Oscar's favorite thing in the entire world is stealing and playing with hair ties. I have very long hair and more than once I have been woken up by kitty trying to steal the rubber band from the end of my braid! He just goes nuts over them!

Oscar had been a blessing to my husband and I. He came to us shortly after we had lost our very dear kitty, Sinatra, to a better place. I especially, thought we would never find another cat that would be able to fill that void but Oscar had been a best friend. We are so very lucky to have him!

By Dominique S. from Kalamazoo, MI

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Craft: Customizing Wedding Accessories

For the most part, weddings can be quite costly. I have a tip that can help you cut the cost of a few needed items. If you don't sew, a glue gun will work. And if time is a factor, discount fixer uppers are great to! The items that you 'll be checking off your list are the:

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Post Tips on ThriftyFun to Avoid Doing Housework : )

I asked my boyfriend for tip ideas and he gave me this one! Post tips on ThriftyFun to avoid doing housework. "*grin*" As I'm on ThriftyFun all evening!

By Cyinda from Seattle

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Guard Your PIN From Other Eyes

Safety first! How many times do you go to the grocery store, or ATM, or any other store, pull out your debit card, and openly enter your four digit code. It takes 2 hands, cover your other hand over the hand which is entering your code, thus to avoid people watching for it, from near or far. Go to do at the gas station as well. I heard people can watch you enter it, than do something to the machine you just used, and gain cash.

Safe days to all.

Source: My tip, it's what I personally do.

By Daphna from Alachua , Florida

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Winterizing Your Steel Doors

It's a little late in the season for this one, but will be good for next winter. If you live in a manufactured home or trailer, most or all of them have steel entry doors. I have found that by using a magnetic curtain rod and hanging an insulated drapery panel on the inside of the door in the winter, cuts down on a lot of cold coming off the door.

By Jean from Charlevoix, MI

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My Frugal Life: My ORGANIZED Life

A place for everything and everything in it's place helps my busy life run much smoother and it saves money too!

Financial information

Bill Paying

• Pay bills at the same time each month (payday or the 1st and 15th). Getting into this habit will allow you better control of your finances. As bills are received, place them in a large envelope or file folder to avoid losing them. Set any bill up on automatic deduction from your checking account to avoid late fees. (I have my mortgage, car payments, all insurance payments including life and homeowners and newspaper) I am adding my phone and water bill to the list this month. Have your paycheck automatically deposited to your account if available through your employer. This way bills can get paid even if you are on vacation! No more late fees.
• Stop using credit cards. Save up to pay for what you want to buy. No more interest payments and no more late fees. Cancel your cards in writing.
• Check your credit report annually using the three FREE credit reporting agencies. Make sure it reflects your cancelled cards. Review carefully for any unusual activity which might indicate your identiy is at risk.

Cooking List

• I keep a running list of what we've eaten for dinner so I don't duplicate meals too often.
• I plan my main course for a week or so at a time depending on what is on our calendar for the evening. Eating in is more nutritious and saves money. Planning allows me to purchase the items when I am at the grocery avoiding a run to the store.
• I plan on having each of my Dear Daughters (age 16 and 10) cook a meal one night a week starting this summer.
• I keep an accordian file of recipes I'd like to try divided into categories like pasta, poultry, desserts, etc. Occasionally I'll sort them out, throwing those away I know I'll never try and selecting a few to cook over the next month.
• Use what is in your pantry.
• Don't forget that grocery list: Train your family members to record an item (I have a wipe off board on my refrigerator). If it NOT on the list it doesn't get purchased.

Make Lists

• Grocery: Keep a running grocery list in your phone or daytimer so it's handy when you shop
• Task List: Make a list of tasks or cleaning projects to be completed each day, week, year. I feel a great sense of satisfaction when I mark one off as done and it keeps me on my toes as to what chores need to be completed in what order. My list includes items like cleanig the blinds and windows, cleaning the silver, cleaning closets, ordering mulch, planting bulbs, etc.
• Clothing or Shopping Needs: I do most of my clothes shopping at outlet malls. I keep a running list of items we each need to be as efficient as possible. These twice yearly shopping trips act as a mini-vacation and actually save me money because I am not at the malls on a regular basis. I save up to $50 each pay period for these trips. My girls do all their summer shopping in April and their back to school shopping in August. I do Christmas shopping in November. I also stock up on seasonal gifts for my secret pal, sunday school teachers, accountability ladies, etc onthese trips.
• Christmas (or Birthday) List: I purchase Christmas gifts all year long. I LOG these in a spread sheet which also tracks the cost of the item. These items are stored in a plastic storage bin under my bed so they don't get lost.
• Reading List: I keep a list of books (reviews cut from magazines or the newpaper too!) so I can always check out something interesting from the Library.
• Movie List: I have a list on my computer of all the VHS and DVDs we won (CDs being added soon!) This way if I need to suggest a movie title for a gift, I'll know what we have. Print the list and store in your important papoers binder in the event of a fire ot tornado. It will make it easier to claim on your insurance!

• Wish List: I keep a running list of the things I'd like to accomplish before I die, places I'd like to visit, etc. I just turned 50 and will be crossing off "Take drum lessons" soon. A goal is just a dream you have written down. If you can dream it you CAN do it!

By Diana from Prospect, KY

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Sometimes It Pays To Stay In One Place

It pays to keep aware of local happenings. I have somehow stayed at my apartment all these years at the neighborhood got better, always planning to move but didn't. Now the neighborhood is gentrifying and I am looking for signs of the building going condo or being torn down but I don't think that trend will get us for some years. I still keep my ear to the ground, though. And in the meantime the rent is very low.

By Pamphyila from L.A., CA

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Use Your Cellphone as an Alarm Clock

After having a few clocks that we've been known to sleep through the alarms going off and being late for appointments, work, etc., I now use my cell phone's "alarm clock" option. It's loud and there is no way I'm unable to hear it with it being on my side of the bed. I keep it in the nightstand drawer, partially open.

By Terri H. from NV

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Show Up At Government Offices Toward End Of Day

Don't spend the day at any Government Department, telephone and ask what time is their closing time. Arrive 1 hour before closing and I ASSURE you, you'll not spend more than 1 hour waiting; no matter how many people are waiting or the time of year :)

By Cajun62234 from Collinsville, IL

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Low Cost Recessed Stepping Stones

Seattle is known for it's rain. And with that rain comes muddy yards, so I needed stepping stones. But I didn't want to worry about my lawnmower hitting the stones, so I came up with a plan that worked perfectly! And all you need is cement or concrete, water and a shovel.

First of all, pick a day with no rain that's not very hot and cut your grass as short as you can in the area you want to place your stepping stones. Next (on the freshly cut grass) mark the exact outline of what you want each of your stepping stones to look like. (most people use a marking paint made for marking underground power cables, but I used plain white cooking flour which I sprinkled on with my hand) The design I used was of "amoeba-like" asymmetrical and slightly interlocking "stones". Next, dig down into the ground about 4 - 6 inches (on and inside the line) while following the line you drew with your shovel. Lastly mix your cement with water (I mixed one bag at a time in a 5 gal bucket) then fill each freshly dug hole to the top with the wet cement. (The ground is your "mold")

*Buy about 1 small bag of concrete per hole depending on the size and depth of the hole. You can press several interesting sticks and leaves into the wet cement, these will look like "fossils" in the "stone". You can also stain the cement with a cement colorant so it looks like stone, (many colors are available) but I left mine plain and they turned out wonderful. I chose a wavy path for my stepping stones (as opposed to a straight line) with one zigzag in it. This looks great with the "organic" interlocking shape of the recessed cement "stones" and I put a fountain with plants around it in the center where the path "zigged".

The stepping stones look like slate for a fraction of the price, but my favorite thing about them is that we could mow right over them with no harm to our mower blades! That AND the way my shoes no longer got wet on my way to the car! I was told that without adding re-bar my stepping stones might crack, but they've been there for nearly 20 years now and have held up fine. But, truthfully, if they do crack, it just adds to the slate-like rock look. No big deal!

By Cyinda from near Seattle

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Recycle Coffee Pods For The Garden

We got a new coffee maker at work-one that uses the individual pods. I put a bucket out and now take them home. I empty the grounds into my compost bin and use the plastic pods as planters for seeds and babies-from spider plants. Planning a yard sale and will sell for 50 cents or so. will also be giving some away as gifts for a couple of housewarming. Not bad for free.

By Kat from Coatesville, PA

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Use Recycled Cans For Garden Edging

I save my vegetable cans, clean them and take the paper off of them and use them for starting new plants and as a border around my gardens. When I put them around garden, I spray paint them in different colors and turn them upside down and use a hammer to bang into ground. By doing this, it saves it from the landfill and i get free garden edging that looks great

Source: TV show originally used them for gardening projects, I chose to use them as borders for garden.

By Denise from Mcrae, GA

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Freeze Butter Wrappers For Greasing Pans

Save the wrappers from your bar butter or margarine after you have used up the bar and store them in a baggie in the freezer. Then, when you're baking just grab a couple of them and use them to grease your baking pan and toss them after. If you use tub butter or margarine, wipe the tub out with a paper towel before discarding and freeze the paper towel to use later. This gets the pan greased exactly where you want it, doesn't cost anything, and saves you the mess to clean up when the spray gets all over the place.

By Sheilamay from Bronx, NY

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How big of a branch can I transplant?

How big of a branch can I transplant? This broke off my tree. It's about 10' high and the part at the end is about 12" in diameter.

Hardiness Zone: 6a

Thanks,
Paul from Northeast Pennsylvania

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Young Pit Bull Puppy

I am going to get a very young pit bull pup because the mother won't care for it. It's maybe a couple of hours old.

Cesar from Arizona

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Getting Ducks To Go Away

I moved into a mobile home that had been vacant for a year, and the ducks in the neighborhood loved to stay under the carport undisturbed. They make a mess and then leave, and come back to do it all again after I have cleaned up. The paint on the cement is peeling from the waste they leave. How do I make them know they are not welcome?

Hardiness Zone: 10a

octoberbabye from Bradenton, FL USA

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Easy Indian Food Recipes

Someone posted that Indian food had become popular in Great Britain because it is inexpensive and tastes good. The poster was surprised it hadn't caught on in the U.S. I have noticed there are more Indian restaurants in our area than five years ago. I love Amy's Indian frozen meals. I'd like to prepare Indian foods, but I haven't any easy recipes. The ones I've found online have too many ingredients to be frugal or practical for us. I did get a packet of seasonings, Chip Shop Curry at Publix. I put it in the Crock pot with chicken pieces and mushrooms. I cooked it for four hours and served it over rice and it was very good.
Does any one have any easy Indian recipes to share?

SusannL from Florida

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"Indian War Bonnet" Quilt Pattern

I am looking for a quilt pattern called Indian war bonnet.

Pat from Alberta, Canada

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Recycling Thermal Backed Curtains

I have thermal backed drapes that are not good. I am wondering if it is possible to remove the thermal layer? I could then use the fabric part for fillers in quilts that we make at church. Thanks for any help you can give me.

Fran from WI

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Pumpkin Stains on Carpet

How to clean pumpkin stains off of carpet?

Mark from Key Largo FL

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No Bake Pie Recipes Using Raw Eggs

I have several fabulous "no bake" pie recipes with either raw egg yolks or raw egg whites in them. My friend tells me she uses organic eggs just fine in her recipes calling for raw eggs. I know the fuss about salmonella, so do I just sadly discard these wonderful recipes?

I almost posted to a recipe request for Banana Cream Cheese Pie this morning and realized it had raw egg yolks in it. Has anyone substituted dry egg powder for the the raw eggs or what have other readers done?

Rebecca from Melbourne, FL

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Hillbilly Party Ideas

Our church is having our yearly picnic and we've decided on a hillbilly theme. Any cute ideas would be appreciated.

Bonnie from Zion, Illinois

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Homemade Ice and Heat Packs Using Rice

How do you make herbal heat and cold packs with rice or feed corn? Does anyone know of easy patterns for these?

Beverly from Fall River Mills, CA

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Solutions for Over Processed Hair

I have Damaged hair to begin with, but recently I went to a hair salon looking for aid and to hide some bad highlights on my auburn hair and the next thing you know is that they have turned my hair BLACK! I was mortified. In addition, I think the hair dresser didn't rinse properly because my scalp was burning the next day and I still had brown on parts of my scalp. Now I have REALLY Over processed hair and no recourse considering I had already been battling the problem of damaged hair. Now my hair is like thin straw. I cried when I got home yesterday because I thought the only way out was chopping it all off when I've been attempting to grow it long! Do I have to start all over?

Maura from Helotes

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Adopting Children from Vietnam

I would like to know more about adopting from Vietnam. My nationality is Greek Cypriot (from Cyprus), and would like to get some help on what the procedure is. Is it true that only Swiss, French and Americans are allowed to adopt from Vietnam for the moment?

Thank you,
Rania

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Getting Your Damage Deposit Back

We are moving and want to get our deposit back on this apartment. Should we leave this apartment "ready to move in" condition? Should we paint the white walls? Any advise?

Linn from Virginia

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Sun Dried Tomato Recipe

Does anyone have a good homemade sun dried tomato recipe? The kind where you store it in olive oil.

Candy from Franklin, KY

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Clown Pattern From Old Crafts n Things Magazine

I am desperately looking for a clown pattern. It was in an issue of Craft's n Things magazine I purchased when I lived in the states. Sorry but we can't be more exact with the date old age catching up with us. It was a spring/summer issue 1989, 1990 91? I made this for my daughter and would love to make it for my granddaughter.

Yes I been in touch with the magazine, but sadly they say they are unable to find it. I can't tell you how much this means to me, I will pay to have it posted to me. So if there is a Craft's n Things addict like me out there please help. Can't wait to hear from you.

Gillian from Scotland, UK

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Surprise Birthday Party Ideas

Does anyone have any ideas on food for a 40 year old's surprise birthday party? We have the hall (local VFW hall) and decorations but food seems to be our problem. The birthday boy is the Head Football Coach at our local high school, so there will be a lot of males at this surprise party. We want to feed them but also NOT break the bank. The hall doesn't have a kitchen.

Also, we can not bring in alcohol, the hall will offer a cash bar. Would it be to tacky If we buy one keg then let them buy more if they want? No we are not serving drinks to any players. So. it's the food.

Grand from Michigan

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Cleaning and Organizing My Room

I really need advice on how to clean my room. I spend almost every weekend cleaning it but I am just not organized enough to keep it clean. If any one has any tips please help.

Danielle from Kent, WA

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Are Cats Supposed To Pant?

Are cats supposed to pant?

Danielle

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Leash Training a Puppy

Any ideas for leash training. Every time I try to walk my puppy she just lays down. The first walk was great, it was with me and my husband. She was running and doing really great. But when I try to walk her by myself she won't walk.

Janessa

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25th Wedding Anniversary Party Ideas

I am in need of ideas for my parents 25th anniversary party. I am on a budget because my brothers and sisters are doing nothing to help me. The colors are of course silver and black. I do this kind of thing a lot but I am out of ideas. Thanks for your help.

Nicole from New Jersey

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Rooting A Yellow Bell Bush

Can anyone tell me how to root a Yellow Bell bush?

Hardiness Zone: 8a

Heidi from Mccalla, AL

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Highlighting Your Hair

Does anybody know of a cheap and easy way to do your own 'Longterm Highlights' thats wont damage my hair? And does anybody have a price range from salons that highlight long hair?

Aliesha

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Flavoring In Homemade Beer

I was wondering if anyone has used any type of flavoring for homemade beer. I notice the store I shop at had blueberry, strawberry etc..

Cale

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Discontinued Wallpaper: Gardner Company #GX17004 Lot 2 A

I am looking for a wallpaper made by the Gardner Company. It was made in Canada. It is an oak leaf scroll design. Teal/brown/burgandy colors on a cream background. Number off of the roll is GX17004 Lot 2 A. I need less than one roll.

LaVerna from Iowa

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What Is this flower?

I would appreciate finding the names of these two flowers. Anyone out there that can tell me? Thanks for taking time to answer. GG Vi

Hardiness Zone: 9b

Vi from Moorpark, CA

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Planting Easter Lilies

I've been given three Lilies for Easter. Once they die back, can I plant them in my yard? How do I go about it? Will they survive and come up again? Would really appreciate some information to keep them going.

Hardiness Zone: 8a

Kay from Clyde, TX

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Crafting for Fun and Money!

If you are an avid crafter, capable writer and own a digital camera, you are eligible to participate. Submit your craft projects to ThriftyFun and we will pay $15 for any crafts that we publish.

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Click Here: http://www.thriftyfun.com/post_craft.ldml

Links: My Favorite House Painting Sites

These are my favorite house painting sites:

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What's Your Heat Zone? Check Out the AHS Heat Zone Map
By Ellen Brown

Too much heat can be as detrimental to garden plants as too much cold. And while most gardeners are familiar with the USDA Plant Hardiness Zone Map, less are aware that a map exists for heat hardiness as well. Here is what you need to know about heat zones and why knowing your zone can affect what you grow.

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Tomato Plants with Yellow Leaves

Question:

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