Everyone is talking about how to afford the holidays. Kmart has been running commercials about layaway. They have an eight week program with payments every two. The fee is $5 and the down payment is 10% of the total merchandise.
This is a great way to save for Christmas if you can not do it alone.
The only thing is that PER KMART CORPORATE HEADQUARTERS, all holiday layaways must be out by Dec. 5, that's about 10 days earlier than last year. Still a great way to go, but just be aware, so you don't get your layaway returned to stock.
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