Primary Insurance When Employed Full Time After Age 65

By

susanmajp

As long as you are still working, any coverage that you have is primary and Medicare is secondary. Once you quit working, Medicare would be the primary insurance.

By

Beth

Also you should sign up for Part B even though you have other insurance. Otherwise when you do stop working, you will not be able to get Part B right away. You will have at least a 6 month waiting time. And if you want to get a Medicare Advantage plan when you no longer have BCBS you won't be able to unless you have Part B already.

By

Beth

Over 65 Medicare is always your primary.

By

Lilac

Why ask people who may give you a wrong answer? Call your SS office and ask them. You will get the right answer and will know what to do.

By

foxrun41

Well, when I was employed my company had us workers insured with BCBS. When I retired at 62 the company kept us insured with BCBS. However, when I reached 65 Medicare became my primary insurance and BCBS became my supplemental insurance. I think that is the law but you would have to ask your employer for the facts. Now that Obama signed the new health law my excompany will no longer insure us with BCBS and have given us retirees until next year to find our own supplemental insurance.

My husband is turning 65 and will still be employed full time. Will Medicare or his Blue Cross he has now be his primary?