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This is my tip for saving money.
First of all, years ago I opened a separate savings account. I did not get an ATM card for it or any other amenities. Also as soon as I got them, I shredded all the withdrawal sheets. When the statement comes in every month all it takes is glancing at it to make sure there have been no withdrawals. This would alert me to any fraudulent activities. Once a year, I go back and log in all my monthly interest deposits.
Here comes the fun part. Every day I empty my pockets and purse. I put all my change and one dollar bills into a small piggy bank on my dresser.
When it gets full I dump it into a large opaque vase that I keep way up high out of easy reach.
When the vase gets full, I take it to the bank and deposit it into my "special" savings account. Since I only glance at the statement once a month I don't see how much it has accumulated, so I'm not tempted to spend it.
At the end of the year, I take only half of this money and transfer it to our regular savings account. Then I continue on with the special account as I did the year before.
By Cricketnc from Parkton, NC
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