If it's been a while since you've reviewed your home and auto insurance, take look at your deductibles. Because if you've been with the company for a long time you might have deductibles that are lower than you actually need.
For example, you may now have some savings that you could pay for a $1000.00 or $5000 repair. Even a small claim will raise your premiums and the money you save with higher deductibles may be better used. It's one way to keep your insurance coverage exactly the same but with a lower monthly premium.
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